Somerset County and Somerville Borough property record for 198 W Summit St, Somerville, NJ 08876 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,966 sqft · built 1955 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13,359 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00142-0000-00017 |
| Primary APN | 18-00142-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,966 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 198 W SUMMIT ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 142 |
| Legal Lot Number | 17 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50100 |
Source: Somerset County and Somerville Borough records · APN 18-00142-0000-00017
Assessment roll updated July 7, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 198 W SUMMIT ST, SOMERVILLE, NJ 08876-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK OF NEW JERSEY |
| Dec 07, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 198 W SUMMIT ST, SOMERVILLE, NJ 08876-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009386 |
|---|---|
| Date | Mar 03, 2017 |
| Book Page | 6945/1227 |
| Instrument | 2017009386 |
| Name | FULTON BANK OF NEW JERSEY |
|---|---|
| Type | Bank |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 198 W SUMMIT ST, SOMERVILLE, NJ 08876-1411 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062338 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 7281/3105 |
| Instrument | 2020062338 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
Source: Somerset County and Somerville Borough records · Assessment roll updated July 7, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,500 (-) Land $128,000 Building $199,500 | $327,500 (-) Land $128,000 Building $199,500 | |
| 2025 | $13,359.00 (+3.19%) | $327,500 (-) Land $128,000 Building $199,500 | $327,500 (-) Land $128,000 Building $199,500 |
| 2024 | $12,946.00 (+7.28%) | ||
| 2023 | $327,500 Land $128,000 Building $199,500 | $327,500 Land $128,000 Building $199,500 | |
| 2022 | $12,067.00 |
Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 7% of the US · above 18% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures