Somerset County and Somerville Borough property record for 196 W Summit St, Somerville, NJ 08876
| Property Type | Single Family Home |
|---|---|
| Details | 2,927 sqft · built 1872 |
| Lot Size | 0.234 acres (10,202 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $12,828 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00142-0000-00016 |
| Primary APN | 18-00142-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,927 sqft Living Area |
| Year Built | Built 1872 |
|---|---|
| Effective Year Built | Effective 1872 |
| Construction Type | Frame |
| Lot Area | 10,202 sqft (0.234 acres) |
| Lot Dimensions | 200 ft deep x 51 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 196 W SUMMIT ST |
|---|---|
| City | SOMERVILLE |
| State | NJ |
| Zip | 08876-1411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 142 |
| Legal Lot Number | 16 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 50100 |
196 W Summit St is owned and occupied by two individuals.
Source: Somerset County and Somerville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 196 W SUMMIT ST, SOMERVILLE, NJ 08876-1411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 196 W Summit St was $12,828, up 3.2% from the year before.
Source: Somerset County and Somerville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Somerville Borough |
| Unified School District | Somerville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $314,500 (-) Land $128,400 Building $186,100 | $314,500 (-) Land $128,400 Building $186,100 | |
| 2025 | $12,828.00 (+3.19%) | $314,500 Land $128,400 Building $186,100 | $314,500 Land $128,400 Building $186,100 |
| 2024 | $12,432.00 | ||
| 2023 | $314,500 Land $128,400 Building $186,100 | $314,500 Land $128,400 Building $186,100 | |
| 2022 | $11,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 196 W Summit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (1996–2021) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 196 W Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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