St. Louis County property record for 203 W Chapman St, Ely, MN 55731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.25 ba · 756 sqft · built 1914 |
| Lot Size | 0.071 acres (3,121 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,000 (Jul 2014) |
| Tax Bill | $476 (2026) |
| Deeds & Mortgages | Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-0260-00600 |
| Primary APN | 030-0260-00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 756 sqft Gross Area |
| 1st Floor Area | 574 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 3,121 sqft (0.071 acres) |
| Garage Area | 448 sqft |
| Deck Area | 16 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 973236 |
|---|---|
| Street Address | 203 W CHAPMAN ST |
| City | ELY |
| State | MN |
| Zip | 55731-1137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0024 BLOCK:003 SERIAL # |
| Legal Subdivision | SEMERS ADD TO ELY |
| Legal Block | 3 |
| Legal Lot Number | 24 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | ELY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 15300 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 203 W CHAPMAN ST, ELY, MN 55731-1137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2014 · Amount on Record |
| Deed Sale | Jul 21, 2014 · Amount on Record |
| Deed Document Number | 20141241652 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 203 W CHAPMAN ST, ELY, MN 55731-1137 |
| Document Number | 00A1357711 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 00A1357711 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | A1357711 |
| Name | NORTHRIDGE CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | HOYT LAKES, MN 55750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Ely City |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476.00 (+4.39%) Homeowner's exemption | ||
| 2025 | $456.00 (-24.75%) Homeowner's exemption | $92,500 (+8.06%) Land $5,200 Building $87,300 | $92,500 (+8.06%) Land $5,200 Building $87,300 |
| 2024 | $606.00 | $85,600 (+10.59%) Land $4,900 Building $80,700 | $85,600 (+10.59%) Land $4,900 Building $80,700 |
| 2022 | $77,400 Land $4,500 Building $72,900 | $77,400 Land $4,500 Building $72,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ely serves 3,258 people · EPA ID MN1690014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Midco Fiber | 5,000 / 5,000 |
| Treehouse Broadband Fixed Wireless | 1,000 / 1,000 |
May also be available: AT&T, CTC.
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