215 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 215 Sterrett Ave, Covington, KY 41014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,725 sqft · built 1920
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Jan 2019 Transfer Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-41-05-019.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-05-019.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,725 sqft Finished Area
Gross Area	2,981 sqft

Exterior

Year Built	Built 1920
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.339 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0554105019.00
Street Address	215 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE LOT 109
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	109
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61100

Owner

Source: Kenton County records · APN 055-41-05-019.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 STERRETT AVE, COVINGTON, KY 41014-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Correction Deed, Transfer ATTORNEY ONLY
Jan 03, 2019	Grant Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jan 18, 2019
Transfer Doc	0000000026
Record Updated	Jun 08, 2026

January 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	KENTON KY
Recording Date	Jan 18, 2019
Property Address	215 STERRETT AVE, COVINGTON, KY 41014-1244
Document Number	0000000026
Book / Page	0C6586 / 000001
Instrument Date	Jan 18, 2019
Instrument	26
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 STERRETT AVE COVINGTON KY 410141244, COVINGTON, KY 41014-1244

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 03, 2019
Property Address	215 STERRETT AVE, COVINGTON, KY 41014-1244
Document Number	0000000198
Book / Page	0C6575 / 000269
Instrument Date	Dec 28, 2018
Instrument	198
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 STERRETT AVE COVINGTON KY 410141244, COVINGTON, KY 41014-1244

Mortgage

Document Number	199
Date	Jan 03, 2019
Book Page	0C6575/000273
Instrument	199

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 02, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00 (-0.52%)	$202,000 (-) Land $5,000 Building $197,000	$202,000 (-) Land $5,000 Building $197,000
2023	$2,690.00	$202,000 Land $5,000 Building $197,000	$202,000 Land $5,000 Building $197,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170611001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 202 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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