208 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 208 Sterrett Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,478 sqft · built 1899
Lot Size	0.077 acres (3,381 sqft)
Owner	Owner Name on Record
Last Sale	$218,000 (Apr 2014)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-41-04-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-04-005.00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,478 sqft Finished Area
Gross Area	2,671 sqft

Exterior

Year Built	Built 1899
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Slate
Lot Area	3,381 sqft (0.077 acres)
Lot Dimensions	115 ft deep x 29.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0554104005.00
Street Address	208 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOTS 59-60 29.4'X 115' NS STERRETT 89.92' E GREENUP
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	59,60 60
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2005
Census Tract	61100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wallace Woods Area Residential Historic District listed 1983 · 250 contributing resources · NRIS 83002807

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	208 STERRETT AVE, COVINGTON, KY 41014-1245
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2014 · Amount on Record
Deed Sale	Apr 17, 2014 · Amount on Record
Prior Sale	Sep 14, 2009 · Amount on Record
Deed Document Number	0005395128
Deed Book / Page	5395 / 128
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	208 STERRETT AVE, COVINGTON, KY 41014-1245
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900065
Date	May 3, 2021
Book Page	210/367
Instrument	21050305900065

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	208 STERRETT AVE, COVINGTON, KY 41014-1245
Document Number	0000000045
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	208 STERRETT AVE COVINGTON KY 410141245, COVINGTON, KY 41014-1245

Mortgage

Document Number	0000000045
Date	Apr 22, 2020
Book Page	000M35/000145
Instrument	45

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (-0.54%)	$266,000 (-) Land $5,000 Building $261,000	$266,000 (-) Land $5,000 Building $261,000
2023	$3,543.00	$266,000 Land $5,000 Building $261,000	$266,000 Land $5,000 Building $261,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,077 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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