207 Sterrett Ave, Covington, KY 41014 Property Records

Kenton County property record for 207 Sterrett Ave, Covington, KY 41014 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,770 sqft · built 1899
Lot Size	0.414 acres (18,030 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Oct 2003)
Tax Bill	$3,643 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-41-05-017.00`

Property Details

APN / Parcel Number

Primary APN	`055-41-05-017.00`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,770 sqft Finished Area
Gross Area	3,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Exterior Material	Brick
Roof Material	Slate
Lot Area	18,030 sqft (0.414 acres)
Lot Dimensions	300 ft deep x 60.1 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	207 STERRETT AVE
City	COVINGTON
State	KY
Zip	41014-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALLACE PT LOTS 106-107 60.10'X 300' GREATER PT 107 & E 10' 106 WALLACE
Legal Subdivision	WALLACE ROBERT
Legal Lot Number	106,10
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61100

Owner

Source: Kenton County records · APN 055-41-05-017.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	207 STERRETT AVE, COVINGTON, KY 41014-1244
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2003 · Amount on Record
Deed Sale	Oct 14, 2003 · Amount on Record
Deed Document Number	200310 14 059 00042
Deed Book / Page	1894 / 129
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	207 STERRETT AVE, COVINGTON, KY 41014-1244
Document Number	0000000213
Book / Page	0C6301 / 000162
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	207 STERRETT AVE COVINGTON KY 410141244, COVINGTON, KY 41014-1244

Mortgage

Document Number	0000000213
Date	Nov 27, 2017
Book Page	0C6301/000162
Instrument	213

Lender

Name	FIFTH THIRD BK/NTHRN KY
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,643.00 (-0.55%)	$275,000 (-) Land $5,000 Building $270,000	$275,000 (-) Land $5,000 Building $270,000
2023	$3,663.00	$275,000 Land $5,000 Building $270,000	$275,000 Land $5,000 Building $270,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170611001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.