Story County property record for 215 School St, Gilbert, IA 50105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,472 sqft · built 1977 |
| Lot Size | 0.217 acres (9,450 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $208,000 (Nov 2016) |
| Tax Bill | $5,186 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-240-150 |
| Primary APN | 05-09-240-150 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,472 sqft |
| Finished Basement | 1,135 sqft |
| Unfinished Basement | 337 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,450 sqft (0.217 acres) |
| Lot Dimensions | 105 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 182 sqft |
| Patio Area | 239 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 215 SCHOOL ST |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROTHMOOR 1ST ADD LOT:42 GILBERT |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 09 |
| Legal Subdivision | ROTHMOOR 1ST ADD |
| Legal Lot Number | 42 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 103 |
215 School St is owned and occupied by two individuals who bought it in November 2016.
Source: Story County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 SCHOOL ST, GILBERT, IA 50105-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2026 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE WEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2016 · Amount on File |
| Deed Sale | Nov 1, 2016 · Amount on File |
| Prior Sale | Jun 4, 2013 · Amount on File |
| Deed Document Number | 201610971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Aug 25, 2026 |
| Property Address | 215 SCHOOL ST, GILBERT, IA 50105-1004 |
| Document Number | 0000007712 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20267712 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 215 SCHOOL ST, GILBERT, IA 50105-1004 |
| Document Number | 0000007712, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 20267712 |
| Name | BMO HARRIS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 215 SCHOOL ST, GILBERT, IA 50105-1004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202013205 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 2020-13205 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 215 School St was $5,186 with a homeowner's exemption, up 7.2% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,186.00 (+7.19%) Homeowner's exemption | $308,100 Land $79,000 Building $229,100 | $308,100 Land $79,000 Building $229,100 |
| 2024 | $4,838.00 | ||
| 2023 | $284,900 Land $68,900 Building $216,000 | $284,900 Land $68,900 Building $216,000 | |
| 2022 | $4,488.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 School St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 215 School St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | XENIA RWD (BOONE) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 100 |
May also be available: GigFire.
5G (outdoors only) and 4G LTE
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