210 School St, Gilbert, IA 50105 Property Records

Story County property record for 210 School St, Gilbert, IA 50105

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,536 sqft · built 1969
Lot Size	0.217 acres (9,450 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Mar 2026)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Mar 2026 Re-recorded Document Mar 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-09-245-140`

Property Details

APN / Parcel Number

Primary APN	`05-09-245-140`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Total Area
1st Floor Area	1,536 sqft
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	A-Frame
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	210 SCHOOL ST
City	GILBERT
State	IA
Zip	50105-1004
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PRAIRE VIEW ADD AKA PRAIRIE VIEW ADD LOT:10 GILBERT
Legal Range	24W
Legal Township	84N
Legal Section	09
Legal Subdivision	PRAIRIE VIEW ADD
Legal Lot Number	10
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1042
Census Tract	103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Re-recorded Document
Mar 2, 2026	Warranty Deed, Transfer · FHA Mortgage BANKERS TRUST COMPANY NA
Jun 28, 2024	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA
Jun 21, 2022	Warranty Deed, Transfer · Commercial Mortgage GREATER IOWA CU
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage CRESCO BANK & TRUST CO
Feb 20, 2014	Warranty Deed, Transfer
Oct 31, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Mar 2, 2026 · Amount on Record
Deed Document Number	20261645
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000001645
Record Updated	Oct 29, 2026

March 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	STORY IA
Recording Date	Mar 2, 2026
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	0202601645
Instrument Date	Feb 27, 2026
Instrument	2026-01645
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SCHOOL ST, GILBERT, IA 50105-1004

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 2, 2026
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	0202601602
Instrument Date	Feb 21, 2026
Instrument	2026-01602
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$391.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 SCHOOL ST, GILBERT, IA 50105-1004

Mortgage

Document Number	0202601603
Date	Mar 2, 2026
Instrument	2026-01603

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 28, 2024
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	0202404442
Instrument Date	Jun 12, 2024
Instrument	2024-04442
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$355.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2663 NORTH AVENUE, AMES, IA 50014

Mortgage

Document Number	0202404443
Date	Jun 28, 2024
Instrument	2024-04443

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 21, 2022
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	0202206036
Instrument Date	Jun 20, 2022
Instrument	2022-06036
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 W 190TH ST, AMES, IA 50014-9460

Mortgage

Document Number	0202206037
Date	Jun 21, 2022
Instrument	2022-06037

Lender

Name	GREATER IOWA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 1, 2021
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	0202102582
Instrument Date	Feb 26, 2021
Instrument	2021-02582
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 6TH ST, AMES, IA 50010-5976

Mortgage

Document Number	0202102583
Date	Mar 1, 2021
Instrument	2021-02583

Lender

Name	CRESCO BANK & TRUST CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Feb 20, 2014
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	201400001314
Instrument Date	Feb 12, 2014
Instrument	2014-00001314
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 148, GILBERT, IA 50105-0148

October 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Oct 31, 2007
Property Address	210 SCHOOL ST, GILBERT, IA 50105-1004
Document Number	200700012618
Instrument Date	Aug 16, 2007
Instrument	2007-00012618
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$303.20
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2130 PRAIRIE VW E, AMES, IA 50010-4557

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Gilbert City
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,964.00 (+20.27%)	$227,200 (+16.1%) Land $67,600 Building $159,600	$227,200 (+16.1%) Land $67,600 Building $159,600
2024	$3,296.00 (+19.42%)
2023		$195,700 Land $58,900 Building $136,800	$195,700 Land $58,900 Building $136,800
2022	$2,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERT WATER SUPPLY serves 1,211 people · EPA ID IA8531083
Water Source	Groundwater
Last State Inspection	Mar 2024
Also Mapped Here	XENIA RWD (BOONE)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	100 / 100

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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