302 School St, Gilbert, IA 50105 Property Records

Story County property record for 302 School St, Gilbert, IA 50105

Property Summary

Property TypeDuplex
Details5 bd · 5.5 ba · 2,681 sqft · built 1966
Lot Size0.496 acres (21,600 sqft)
Owner2 Trust Names on Record
Tax Bill$5,888 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN05-09-290-100

Property Details

APN / Parcel Number

Primary APN05-09-290-100

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths3 Half Baths
Total Rooms13 Rooms
Stories1 Story
Building Area2,681 sqft Total Area
1st Floor Area2,576 sqft
Basement Area2,576 sqft
Finished Basement665 sqft
Unfinished Basement1,911 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleDuplex Single
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,600 sqft (0.496 acres)
Lot Dimensions135 ft deep x 160 ft wide
Garage TypeAttached
Garage Area1,199 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address302 SCHOOL ST
CityGILBERT
StateIA
Zip50105-1005
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionPRAIRIE VIEW 2ND ADD LOTS 28 & 29
Legal Range24W
Legal Township84N
Legal Section09
Legal SubdivisionPRAIRIE VIEW 2ND ADD
Legal Lot Number28,29
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1044
Census Tract103

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address302 SCHOOL ST, GILBERT, IA 50105-1005
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 2, 2022
Transfer Doc0000007695
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address302 SCHOOL ST, GILBERT, IA 50105-1005
Transaction TypeMortgage
Record UpdatedApr 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201803918
DateMay 10, 2018
Instrument2018-03918
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyStory County
MunicipalityGilbert City
Unified School DistrictGilbert Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,888.00 (+15.77%) Homeowner's exemption$362,900 (+16.05%) Land $131,300 Building $231,600$362,900 (+16.05%) Land $131,300 Building $231,600
2024$5,086.00 (+1.84%)
2023$312,700 Land $114,400 Building $198,300$312,700 Land $114,400 Building $198,300
2022$4,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGILBERT WATER SUPPLY
serves 1,211 people · EPA ID IA8531083
Water SourceGroundwater
Last State InspectionMar 2024
Also Mapped HereXENIA RWD (BOONE)
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting31
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
100 / 100

May also be available: Colo Telephone Company, GigFire, Nextlink.

Nearby Properties on School St

Nearby Streets

Search Property Records by Address or Parcel Number