215 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 215 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	2,188 sqft Living Area
Lot Size	13,534 sqft (0.311 acres)
Occupancy	Owner Occupied
Last Sale	$470,000 (2022)
Tax Bill	$6,658.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-29-07-856604-001400`
Alternative APNs	`072927856604001400` `72927000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,188 sqft Living Area
Gross Area	3,151 sqft Gross Area
1st Floor	2,188 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	13,534 sqft (0.311 acres)
Garage Type	Attached Garage
Garage Area	598 sqft Garage
Pool Area	336 sqft Pool
Porch Area	414 sqft Porch

Location & Zoning

Street Address	215 RUBY LAKE LN
City	WINTER HAVEN
State	FL
Zip	33884-3267
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 140
Legal Range	27E
Legal Township	29S
Legal Section	07
Legal Subdivision	RUBY LAKE PHASE FOUR
Legal Phase	4
Legal Tract	856604
Legal Block	1
Legal Lot Number	140
Jurisdiction	POLK FL
Minor Civil Division	LAKE WALES
Census Blockgroup	1
Census Block	1035
Census Tract	14401

Owner

Source: Polk County records · APN 27-29-07-856604-001400

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	215 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2022 · Amount on Record
Deed Sale	May 04, 2022 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Doc Number	2022121544
Deed Book / Page	12238 / 1303
Prior Transfer Date	Mar 03, 2016
Prior Transfer Doc	0000040049
Record Refreshed	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 16, 2019
Property Address	215 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number	0109740031
Book / Page	010974 / 000031
Instrument Date	Sep 13, 2019
Instrument	195180
Transaction Type	Transfer
Record Updated	Oct 01, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	855 S PALM AVE FROSTPROOF FL 338432486, FROSTPROOF, FL 33843-2486

Mortgage

Document Number	109740033
Date	Sep 16, 2019
Book Page	010974/000033
Instrument	195181

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,658.00 (+2.89%) Homeowner's exemption	$399,578 (+3.66%) Land $88,000 Building $311,578	$399,578 (+3.66%) Land $88,000 Building $311,578
2023	$6,471.00 (+40.74%) Homeowner's exemption	$385,483 (+35.28%) Land $86,000 Building $299,483	$385,483 (+15.63%) Land $86,000 Building $299,483
2022	$4,598.00	$284,952	$333,388 Land $72,000 Building $261,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.