Polk County property record for 207 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,374 sqft Living Area |
| Lot Size | 10,450 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $308,000 (2020) |
| Tax Bill | $5,562.00 (2025) |
| Primary APN | 27-29-07-856603-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,374 sqft Living Area |
| Gross Area | 2,858 sqft Gross Area |
| 1st Floor | 2,374 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,450 sqft (0.24 acres) |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Pool Area | 392 sqft Pool |
| Porch Area | 250 sqft Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 207 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE ONE PB 105 PGS 19 & 20 LOT 10 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Tract | 856603 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1036 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856603-000100
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 207 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Dec 08, 2021 | Intrafamily Transfer, Transfer |
| Jan 07, 2020 | Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MTG SOLUTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 07, 2020 · Amount on Record |
| Deed Sale | Jan 07, 2020 · Amount on Record |
| Prior Sale | Feb 06, 2007 · Amount on Record |
| Deed Doc Number | 20203914 |
| Deed Book / Page | 11099 / 714 |
| Last Transfer Date | Dec 01, 2021 |
| Transfer Doc | 0000319585 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 08, 2021 |
| Property Address | 207 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0000319585 |
| Book / Page | 12017 / 1584 |
| Map Reference | MB 105 PG 19 |
| Instrument Date | Dec 01, 2021 |
| Instrument | 20210319585 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1367 NORMANDY HEIGHTS CIR, 1367, WINTER HAVEN, FL 33880-5364 |
| Name | Verified Name |
|---|---|
| Address | 207 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 07, 2020 |
| Property Address | 207 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0110990714 |
| Book / Page | 011099 / 000714 |
| Instrument Date | Jan 06, 2020 |
| Instrument | 3914 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,156.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1367 NORMANDY HEIGHTS CIR WINTER HAVEN FL 338805364, WINTER HAVEN, FL 33880-5364 |
| Document Number | 110990716 |
|---|---|
| Date | Jan 07, 2020 |
| Book Page | 011099/000716 |
| Instrument | 3915 |
| Name | ANGEL OAK MTG SOLUTIONS |
|---|---|
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 06, 2050 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,562.00 (+5.62%) Homeowner's exemption | $340,933 (+5.99%) | $369,650 (+3.62%) Land $88,000 Building $281,650 |
| 2023 | $5,266.00 (+2.69%) Homeowner's exemption | $321,675 (+3%) | $356,720 (+14.22%) Land $86,000 Building $270,720 |
| 2022 | $5,128.00 Homeowner's exemption | $312,306 Land $72,000 Building $240,306 | $312,306 Land $72,000 Building $240,306 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures