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213 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 213 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,007 sqft · built 1998
Lot Size0.421 acres (18,343 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Dec 2021)
Tax Bill$5,778 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN27-29-07-856604-000040

Property Details

APN / Parcel Number

Primary APN27-29-07-856604-000040
Alternative APNs
  • 072927856604000040
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,007 sqft Living Area
Gross Area2,645 sqft
1st Floor Area2,007 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area18,343 sqft (0.421 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area638 sqft
PorchUnfinished Open Porch
Porch Area290 sqft

Location & Zoning

Street Address213 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 4 & THAT PT OF RUBY LAKE LN ADJOINING LOT 4 AS SHOWN IN RUBY LAKE PHASE 1 AS REC IN PB 105 PGS 19 & 20
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE FOUR
Legal Phase1
Legal Tract856604
Legal Block1
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-856604-000040

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address213 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTY HOME MORTGAGE CORP
Nov 09, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Prior SaleJul 11, 2016 · Amount on Record
Deed Document Number2021330117
Deed Book / Page12034 / 91
Prior Transfer DateSep 30, 2005
Prior Transfer Doc0000286290
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 20, 2021
Property Address213 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000330117
Book / Page12034 / 91
Map ReferenceMB 108 PG 21
Instrument DateDec 15, 2021
Instrument2021330117
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyREAL ESTATE CLOSING COMPANY, REAL ESTATE CLOSING AGENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address213 RUBY LAKE LN, 213, WINTER HAVEN, FL 33884-3267

Transferred To (Grantee/Buyer)

NameVerified Name
Address213 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0001203493
DateDec 20, 2021
Instrument12034/93
Lender
NameGUARANTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateNov 09, 2018
Property Address213 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0106670507
Book / Page010667 / 000507
Instrument DateNov 06, 2018
Instrument236213
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address213 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,778.00 (+5.59%) Homeowner's exemption$352,478 (+5.99%)$369,228 (-0.13%) Land $88,000 Building $281,228
2023$5,472.00 (+2.66%) Homeowner's exemption$332,567 (+3%)$369,723 (+14.51%) Land $86,000 Building $283,723
2022$5,330.00 Homeowner's exemption$322,881 Land $72,000 Building $250,881$322,881 Land $72,000 Building $250,881

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050144011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 206 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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