215 River Birch Loop, Smiths Grove, KY 42171 Property Records

Edmonson County property record for 215 River Birch Loop, Smiths Grove, KY 42171

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,705 sqft · built 2010
Owner	Individual Name on Record
Last Sale	$330,000 (Nov 2025)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-30-00-031.00`

Property Details

APN / Parcel Number

Primary APN	`043-30-00-031.00`
Alternative APN	`29117`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,705 sqft Heated Area

Exterior

Year Built	Built 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	117 sqft
Patio Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	215 RIVER BIRCH LOOP
City	SMITHS GROVE
State	KY
Zip	42171-7317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 31 LAKEFOREST PROP
Legal Lot Number	31
Jurisdiction	EDMONSON KY
Township / Civil Division	BROWNSVILLE
Census Block Group	2
Census Block	2033
Census Tract	920402

Owner

Source: Edmonson County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Dec 14, 2010	Deed of Trust, Mortgage · Conventional Mortgage CRESCENT MORTGAGE CO
Dec 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Nov 3, 2025	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 8, 2022	Deed, Construction Loan · Construction Mortgage FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	00D269/738
Deed Book / Page	D269 / 738
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000371/392
Date	Feb 1, 2021
Book Page	371/392

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000274/620
Date	Dec 14, 2010
Book Page	274/620

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000327/290
Date	Dec 21, 2016
Book Page	327/290

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2047

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Nov 3, 2025
Property Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317
Document Number	00D269/738
Book / Page	D269 / 738
Map Reference	MB 2 SL 380
Instrument Date	Oct 21, 2025
Instrument	1743238
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	HOME TOWNE SETTLEMENT SERVICES LLC, HOME TOWNE STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317

Mortgage

Document Number	000M428174
Date	Nov 3, 2025
Instrument	M428/174

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

November 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Nov 8, 2022
Property Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317
Document Number	00D257/337
Book / Page	D257 / 337
Map Reference	MB 2 SL 380
Instrument Date	Nov 2, 2022
Instrument	1726194
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026
Title Company	SUMMIT TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	215 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7317

Mortgage

Document Number	000M394641
Date	Nov 8, 2022
Instrument	M394/641

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Edmonson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Edmonson County
Unified School District	Edmonson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,737.00 (-0.58%)	$305,000 (-)	$305,000 (-)
2023	$2,753.00	$305,000	$305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONSON CO WATER DISTRICT serves 17,848 people · EPA ID KY0310114
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2025 Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Rural Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: North Central Communications, Windstream.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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