187 River Birch Loop, Smiths Grove, KY 42171 Property Records

Edmonson County property record for 187 River Birch Loop, Smiths Grove, KY 42171

Property Summary

Property Type	Single Family Home
Owner	Individual Name on Record
Last Sale	$409,900 (Nov 2024)
Tax Bill	$3,661 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-30-00-033.00`

Property Details

APN / Parcel Number

Primary APN	`043-30-00-033.00`
Alternative APN	`32304`

Location & Zoning

Street Address	187 RIVER BIRCH LOOP
City	SMITHS GROVE
State	KY
Zip	42171-7320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT 33 LAKE FOREST
Legal Lot Number	33
Jurisdiction	EDMONSON KY
Township / Civil Division	BROWNSVILLE
Census Block Group	2
Census Block	2033
Census Tract	920402

Owner

Source: Edmonson County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	187 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 7, 2024	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 20, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2024 · Amount on Record
Deed Sale	Nov 7, 2024 · Amount on Record
Prior Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	1736768
Deed Book / Page	D266 / 156
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDMONSON KY
Property Address	187 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	187 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320

Mortgage

Document Number	00M427/330
Date	Sep 30, 2025
Book Page	M427/330
Instrument	1742692

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Nov 7, 2024
Property Address	187 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320
Document Number	00D266/156
Book / Page	D266 / 156
Map Reference	CAB 2 SL 364
Instrument Date	Nov 4, 2024
Instrument	1736768
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	UNKNOWN, CHESTNUT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4205 VETERANS MEMORIAL HWY, BROWNSVILLE, KY 42210-9457

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	187 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320

Mortgage

Document Number	0001736769
Date	Nov 7, 2024
Instrument	1736769

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	EDMONSON KY
Recording Date	Dec 20, 2022
Property Address	187 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320
Document Number	00D257/789
Book / Page	D257 / 789
Map Reference	CAB 2 SL 364
Instrument Date	Dec 13, 2022
Instrument	1726581
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 WINDING CREEK RD, SMITHS GROVE, KY 42171-7302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4205 VETERANS MEMORIAL HWY, BROWNSVILLE, KY 42210-9457

Tax Assessment & Valuation

Source: Edmonson County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Edmonson County
Unified School District	Edmonson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,661.00	$409,900	$409,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDMONSON CO WATER DISTRICT serves 17,848 people · EPA ID KY0310114
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2025 Treatment failure resolved · Jun 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Rural Telecommunications Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: North Central Communications, Windstream.

Cell Coverage

5G and 4G LTE (outdoors only)

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