Edmonson County property record for 130 River Birch Loop, Smiths Grove, KY 42171
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.826 acres (36,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,000 (Jan 2018) |
| Tax Bill | $2,005 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-30-00-045.00 |
| Primary APN | 043-30-00-045.00 |
|---|---|
| Alternative APN |
|
| Lot Area | 36,024 sqft (0.826 acres) |
|---|
| Street Address | 130 RIVER BIRCH LOOP |
|---|---|
| City | SMITHS GROVE |
| State | KY |
| Zip | 42171-7320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT 45 LAKE FOR PROP |
| Legal Lot Number | 45 |
| Jurisdiction | EDMONSON KY |
| Township / Civil Division | BROWNSVILLE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 920402 |
Source: Edmonson County records · APN 043-30-00-045.00
Assessment roll updated October 15, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 130 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTH CENTRAL BANK |
| Apr 17, 2019 | Deed of Trust, Mortgage · FmHA Mortgage FIRST & FARMERS NATIONAL BANK INC |
| Nov 22, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK |
| Jan 02, 2018 | Warranty Deed, Construction Loan · Construction Mortgage FIRST & FARMERS NATIONAL BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2018 · Amount on Record |
| Deed Sale | Jan 02, 2018 · Amount on Record |
| Deed Document Number | 0000236294 |
| Deed Book / Page | 236 / 294 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDMONSON KY |
| Property Address | 130 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Name | Verified Name |
|---|
| Document Number | 000377/237 |
|---|---|
| Date | Jul 06, 2021 |
| Book Page | 377/237 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDMONSON KY |
| Property Address | 130 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000350/211 |
|---|---|
| Date | Apr 17, 2019 |
| Book Page | 350/211 |
| Name | FIRST & FARMERS NATIONAL BANK INC |
|---|---|
| Type | Bank |
| Address | COLUMBIA, KY 42728 |
| Type | FmHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDMONSON KY |
| Property Address | 130 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 130 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320 |
| Investor | Possibly a Property Investor |
| Document Number | 00M406/101 |
|---|---|
| Date | Nov 22, 2023 |
| Book Page | M406/101 |
| Instrument | 1731202 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | GLASGOW, KY 42142 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 20, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EDMONSON KY |
| Recording Date | Jan 02, 2018 |
| Property Address | 130 RIVER BIRCH LOOP, SMITHS GROVE, KY 42171-7320 |
| Document Number | 000236/294 |
| Book / Page | 236 / 294 |
| Map Reference | MB 2 PG 264 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1300 RIVA RIDGE AVE, BOWLING GREEN, KY 42104-7634 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1207 S DIXIE HWY APT 1, 1, CAVE CITY, KY 42127-9467 |
| Investor | Possibly a Property Investor |
| Document Number | 0000338002 |
|---|---|
| Date | Jan 02, 2018 |
| Instrument | 338/002 |
| Name | FIRST & FARMERS NATIONAL BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 15, 2018 |
Source: Edmonson County records · Assessment roll updated October 15, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Edmonson County |
| Unified School District | Edmonson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,005.00 (-0.35%) | $222,000 (-) | $222,000 (-) |
| 2023 | $2,012.00 | $222,000 | $222,000 |
Source: FEMA National Flood Hazard Layer as of October 19, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Rural Telecommunications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: North Central Telephone Cooperative, Uniti Group.
Based on FCC filings for 64 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EDMONSON CO WATER DISTRICT serves 17,848 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2025 Treatment failure resolved · Jun 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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