215 Locust St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 215 Locust St, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,344 sqft · built 1904
Lot Size	0.096 acres (4,180 sqft)
Owner	Individual Name on File
Last Sale	$5,500 (Dec 2025)
Tax Bill	$570 (2025)
Deeds & Mortgages	Dec 2025 Sale Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`8913-26-184-013`

Property Details

APN / Parcel Number

Primary APN	`8913-26-184-013`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,180 sqft (0.096 acres)
Lot Dimensions	110 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	215 LOCUST ST
City	WATERLOO
State	IA
Zip	50701-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEYS SUBDIVISION SE 38 FT LOT 8 BLK 9 SE 38 FT LOT 9 BLK 9
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEYS SUBDIVISION
Legal Block	9
Legal Lot Number	8,9
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1013
Census Tract	300

Owner

215 Locust St is owned by an individual who bought it in December 2025.

Source: Black Hawk County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	22325 MAPES RD, PERRIS, CA 92570-9662
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 18, 2023	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2025 · Amount on File
Deed Sale	Dec 17, 2025 · Amount on File
Prior Sale	Oct 18, 2024 · Amount on File
Deed Document Number	202518539
Prior Transfer Date	Dec 2, 2025
Prior Transfer Doc	0202518539
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 17, 2025
Property Address	215 LOCUST ST, WATERLOO, IA 50701-2645
Document Number	0202518539
Map Reference	DOC 2024-17112
Instrument Date	Mar 18, 2024
Instrument	2025-18539
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22325 MAPES RD, PERRIS, CA 92570-9662

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 18, 2023
Property Address	215 LOCUST ST, WATERLOO, IA 50701-2645
Document Number	202400005305
Instrument Date	Oct 5, 2023
Instrument	202400005305
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Tax	$15.20
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22325 MAPES RD, PERRIS, CA 92570-9662

Tax Assessment & Valuation

The 2025 property tax bill for 215 Locust St was $570, up 58.3% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (+58.33%)	$18,610 Land $5,240 Building $13,370	$18,610 Land $5,240 Building $13,370
2024	$360.00
2023		$26,500 (+16.13%) Land $5,240 Building $21,260	$26,500 Land $5,240 Building $21,260
2022	$502.00	$22,820 Land $5,240 Building $17,580
2021			$22,820 Land $5,240 Building $17,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 215 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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