Black Hawk County property record for 202 Locust St, Waterloo, IA 50701
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,265 sqft · built 1903 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,064 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-26-302-004 |
| Primary APN | 8913-26-302-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,265 sqft Total Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 684 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 140 ft deep x 30 ft wide |
| Deck Area | 112 sqft |
| Patio Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 202 LOCUST ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2646 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | WHITNEY AND SEDGWICKS ADDITION NW 30 FT LOT 5 BLK 3 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 26 |
| Legal Subdivision | WHITNEY AND SEDGWICKS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 300 |
202 Locust St, a duplex, is owned by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 1/2 LOCUST ST, WATERLOO, IA 50701-2792 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 202 Locust St was $1,064, up 8.8% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (+8.79%) | $52,130 Land $4,500 Building $47,630 | $52,130 Land $4,500 Building $47,630 |
| 2024 | $978.00 | ||
| 2023 | $45,070 (+30.94%) Land $4,500 Building $40,570 | $45,070 Land $4,500 Building $40,570 | |
| 2022 | $756.00 | $34,420 Land $4,500 Building $29,920 | |
| 2021 | $34,420 Land $4,500 Building $29,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 202 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 202 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
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