210 Locust St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 210 Locust St, Waterloo, IA 50701

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,572 sqft · built 1897
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Company Names on Record
Last Sale	$20,000 (Nov 2025)
Tax Bill	$892 (2025)
Deeds & Mortgages	Apr 2026 Transfer Nov 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-302-006`

Property Details

APN / Parcel Number

Primary APN	`8913-26-302-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,572 sqft Total Area
1st Floor Area	776 sqft
Basement Area	776 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	210 LOCUST ST
City	WATERLOO
State	IA
Zip	50701-2646
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	WHITNEY AND SEDGWICKS ADDITION LOT 4 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	3
Legal Lot Number	4
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1012
Census Tract	300

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1100 LAFAYETTE ST, WATERLOO, IA 50703-4841
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 6, 2025	Warranty Deed, Transfer TITLE SERVICES CORPORATION
Dec 30, 2022	Contract Sale, Transfer NOT AVAILABLE
May 15, 2020	Land Contract, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Document Number	202516329
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000006049
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 30, 2026
Property Address	210 LOCUST ST, WATERLOO, IA 50701-2646
Document Number	0000006049
Instrument Date	Apr 23, 2026
Instrument	20266049
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1100 LAFAYETTE ST, WATERLOO, IA 50703-4841

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 6, 2025
Property Address	210 LOCUST ST, WATERLOO, IA 50701-2646
Document Number	0202516329
Instrument Date	Oct 28, 2025
Instrument	2025-16329
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Tax	$31.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	210 LOCUST ST, WATERLOO, IA 50701-2646

December 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 30, 2022
Property Address	210 LOCUST ST, WATERLOO, IA 50701-2646
Document Number	202300009476
Instrument Date	Dec 27, 2022
Instrument	202300009476
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1984, WATERLOO, IA 50704-1984

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Dec 30, 2022

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount Recorded

Interest

Rate	9%

May 2020: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	May 15, 2020
Property Address	210 LOCUST ST, WATERLOO, IA 50701-2646
Document Number	202000019898
Instrument Date	May 6, 2020
Instrument	202000019898
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 WESTERN AVE, WATERLOO, IA 50701-2638

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$892.00 (+0.11%)	$61,360 (+104.6%) Land $9,000 Building $52,360	$61,360 (+104.6%) Land $9,000 Building $52,360
2024	$891.00 (+53.62%)
2023		$29,990 (+13.38%) Land $9,000 Building $20,990	$29,990 (+13.38%) Land $9,000 Building $20,990
2022	$580.00	$26,450 Land $9,000 Building $17,450
2021			$26,450 Land $9,000 Building $17,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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