215 Harding Ln, Cameron, NC 28326 Property Records

Harnett County property record for 215 Harding Ln, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,679 sqft · built 2013
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$425 (Feb 2022)
Tax Bill	$2,211 (2026)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1500062982`

Property Details

APN / Parcel Number

Primary APN	`1500062982`
Alternative APNs	`099563 0048 18` `1500047609`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,679 sqft Heated Area
1st Floor Area	1,679 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,473 sqft (0.47 acres)
Garage Area	529 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1500062982
Street Address	215 HARDING LN
City	CAMERON
State	NC
Zip	28326-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20R
Legal Description	LOT#10 COOPER FARMS PH1 SEC2 MAP#2011-59
Legal Subdivision	COOPER FARMS
Legal Phase	1
Legal Lot Number	10
Jurisdiction	HARNETT NC
Township / Civil Division	JOHNSONVILLE
Census Block Group	3
Census Block	3006
Census Tract	71402

Owner

Source: Harnett County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 HARDING LN, CAMERON, NC 28326-1000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Intrafamily Transfer, Transfer
Apr 2, 2024	Intrafamily Transfer, Transfer
Feb 16, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 9, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 26, 2018	Warranty Deed, Transfer · VA Mortgage NC HOMEFRONT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	20223413
Deed Book / Page	4115 / 704
Last Transfer Date	Mar 27, 2024
Transfer Doc	0000005328
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Apr 2, 2024
Property Address	215 HARDING LN, CAMERON, NC 28326-1000
Document Number	0000005328
Book / Page	4229 / 881
Map Reference	MB 2011 PG 59
Instrument Date	Mar 27, 2024
Instrument	2024005328
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6230 CARVER OAKS DR # DRM0318, DRM0318, FAYETTEVILLE, NC 28311-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HARDING LN, CAMERON, NC 28326-1000

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARNETT NC
Recording Date	Apr 2, 2024
Property Address	215 HARDING LN, CAMERON, NC 28326-1000
Document Number	0000005328
Book / Page	4229 / 881
Map Reference	MB 2011 PG 59
Instrument Date	Mar 27, 2024
Instrument	2024005328
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6230 CARVER OAKS DR # DRM0318, DRM0318, FAYETTEVILLE, NC 28311-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HARDING LN, CAMERON, NC 28326-1000

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Feb 16, 2022
Property Address	215 HARDING LN, CAMERON, NC 28326-1000
Document Number	0000003413
Book / Page	4115 / 704
Map Reference	MB 2011 PG 59
Instrument Date	Feb 2, 2022
Instrument	2022003413
Transaction Type	Transfer
Record Updated	Mar 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 AUDUBON DR, 155, RAEFORD, NC 28376-7266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HARDING LN, CAMERON, NC 28326-1000

Mortgage

Document Number	0000003414
Date	Feb 16, 2022
Instrument	2022003414

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARNETT NC
Property Address	215 HARDING LN, CAMERON, NC 28326-1000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015906
Date	Sep 9, 2020
Book Page	3864/767
Instrument	2020015906

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARNETT NC
Recording Date	Sep 26, 2018
Property Address	215 HARDING LN, CAMERON, NC 28326-1000
Document Number	0000013707
Book / Page	3641 / 0488
Map Reference	MB2011 PG59
Instrument Date	Sep 6, 2018
Instrument	2018013707
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6506 CLARY CT, 6506, FORT POLK, LA 71459-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 HARDING LN, CAMERON, NC 28326-1000

Mortgage

Document Number	0000013708
Date	Sep 26, 2018
Instrument	2018013708

Lender

Name	NC HOMEFRONT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

Source: Harnett County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Harnett County
Unified School District	Harnett County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,211.00 (+37.84%)	$287,297 (+32.5%)	$287,297 (+32.5%) Land $21,860 Building $265,437
2025	$1,604.00 (+1.33%)	$216,827 (-)	$216,827 (-) Land $42,250 Building $174,577
2023	$1,583.00	$216,827	$216,827 Land $42,250 Building $174,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARNETT REGIONAL WATER serves 121,885 people · EPA ID NC0343045
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 3
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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