215 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 215 E Chicago St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Commercial
Details	2,244 sqft · built 1900
Lot Size	0.7 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Oct 2008)
Tax Bill	$5,318 (2025)
Flood Zone	Zone X (minimal risk)
APN	`06-13-302-007`

Property Details

APN / Parcel Number

Primary APN	`06-13-302-007`

Interior

Building Area	2,244 sqft Gross Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	3,049 sqft (0.7 acres)
Lot Dimensions	132 ft deep x 22 ft wide

Location & Zoning

Street Address	215 E CHICAGO ST
City	ELGIN
State	IL
Zip	60120-6502
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	JAMES T GIFFORDS PLAT OF EAST ELGIN M 22 FT LOT 3 BLOCK 11
Legal Subdivision	JAMES T GIFFORDS PLAT
Legal Block	11
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2027
Census Tract	854600

Owner

Source: Kane County records · APN 06-13-302-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	659 WELCH ST, GILBERTS, IL 60136-8909
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 22, 2008 · Amount on Record
Deed Sale	Oct 22, 2008 · Amount on Record
Prior Sale	Oct 22, 2008 · Amount on Record
Deed Document Number	200880799
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,318.00 (+15.96%)
2024		$64,215 (+21.39%) Land $14,173 Building $50,042	$192,722 (+21.44%) Land $42,536 Building $150,186
2022	$4,586.00 (+3.94%)	$52,898 (+6.96%) Land $11,675 Building $41,223	$158,694 (+6.96%) Land $35,025 Building $123,669
2021	$4,412.00	$49,456 Land $10,915 Building $38,541	$148,368 Land $32,745 Building $115,623

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898546002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 3 of 6 on primary residences
Nearby Flood Claims	2 (2007–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2013, Severe Storms, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Elgin Downtown Commercial District (Additional Documentation) listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.