213 E Chicago St, Elgin, IL 60120 Property Records

Kane County property record for 213 E Chicago St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1900
Square Footage2,200 sqft Gross Area
Lot Size3,049 sqft (0.7 acres)
Last Sale$280,000 (2024)
Tax Bill$6,326.00 (2025)

Owner

Source: Kane County records · APN 06-13-302-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3108 OAK PARK AVE, 1, BERWYN, IL 60402-3066
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2024 · Amount on Record
Deed SaleOct 03, 2024 · Amount on Record
Prior SaleJul 12, 2016 · Amount on Record
Deed Doc Number202435926
Prior Transfer DateJul 26, 2002
Prior Transfer Doc0000097534
Record RefreshedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address213 E CHICAGO ST, ELGIN, IL 60120-6502
Document Number0000007913
Instrument DateJan 25, 2017
Transaction TypeMortgage
Record UpdatedMay 03, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address331 GRISWOLD ST ELGIN IL 601237623, ELGIN, IL 60123-7623

Mortgage

Document Number0000007913
DateFeb 10, 2017
Instrument7913
Lender
NameANDREW CUMING
Address331 GRISWOLD ST, ELGIN, IL 60123-7623
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,326.00 (+15.97%)
2024$76,377 (+21.39%) Land $14,173 Building $62,204$229,223 (+21.44%) Land $42,536 Building $186,687
2022$5,455.00 (+3.94%)$62,917 (+6.96%) Land $11,675 Building $51,242$188,751 (+6.96%) Land $35,025 Building $153,726
2021$5,248.00$58,823 Land $10,915 Building $47,908$176,469 Land $32,745 Building $143,724

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Elgin Downtown Commercial District (Additional Documentation)
listed 2014 · 81 contributing resources · NRIS 14001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN06-13-302-006

Interior

Building Area2,200 sqft Gross Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area3,049 sqft (0.7 acres)
Depth X Width132 ft x 22 ft Depth x Width

Location & Zoning

Street Address213 E CHICAGO ST
CityELGIN
StateIL
Zip60120-6502
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionJAMES T GIFFORDS PLAT OF EAST ELGIN WEST 22 FT LOT 3 BLOCK 11
Legal SubdivisionJAMES T GIFFORDS PLAT
Legal Block11
Legal Lot Number3
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup2
Census Block2027
Census Tract854600

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