120 E 1st St, #2, Carroll, IA 51401 Property Records

Carroll County property record for 120 E 1st St, #2, Carroll, IA 51401

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,194 sqft · built 2003
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$203,500 (Jan 2026)
Tax Bill	$1,848 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0625261002`

Property Details

APN / Parcel Number

Primary APN	`0625261002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	332 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	120 E 1ST ST, 2
City	CARROLL
State	IA
Zip	51401-2841
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	FIFTH ADDITION BLOCK 66 LOT 1 EAST FIRST ST CONDOS UNIT 2
Legal Subdivision	FIFTH ADDITION
Legal Block	66
Legal Lot Number	1
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	4
Census Block	4047
Census Tract	960400

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	120 E 1ST ST, CARROLL, IA 51401-2841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCIAL SAVINGS BANK
Nov 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
Jan 2, 2026	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Aug 30, 2012	Legal Action/Court Order, Foreclosure · Line of Credit COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Aug 30, 2012 · Amount on Record
Deed Document Number	202613
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	120 E 1ST ST # 2, 2, CARROLL, IA 51401-2841
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 1ST ST 2, 2, CARROLL, IA 51401-2841

Mortgage

Document Number	0020252769
Date	Oct 9, 2025
Instrument	2025-2769

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	120 E 1ST ST # 2, 2, CARROLL, IA 51401-2841
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/4338
Date	Nov 26, 2012
Book Page	2012/4338
Instrument	2012-4338

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2032

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Jan 2, 2026
Property Address	120 E 1ST ST # 2, 2, CARROLL, IA 51401-2841
Document Number	0020260013
Map Reference	MB 368 PG 38
Instrument Date	Dec 24, 2025
Instrument	2026-0013
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$324.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 1ST ST, CARROLL, IA 51401-2841

Mortgage

Document Number	0020260014
Date	Jan 2, 2026
Instrument	2026-0014

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2012: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CARROLL IA
Recording Date	Aug 30, 2012
Property Address	120 E 1ST ST # 2, 2, CARROLL, IA 51401-2841
Document Number	02012/3152
Book / Page	2012 / 3152
Instrument Date	Aug 28, 2012
Instrument	2012-3152
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TITLE & INVESTMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 E 1ST ST, CARROLL, IA 51401-2841

Mortgage

Document Number	0020123153
Date	Aug 30, 2012
Instrument	2012-3153

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Aug 30, 2015

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,848.00	$184,410 (-) Land $8,580 Building $175,830	$184,410 (-) Land $8,580 Building $175,830
2025	$1,848.00 (-22.94%) Homeowner's exemption	$184,410 (+13.97%) Land $8,580 Building $175,830	$184,410 (+13.97%) Land $8,580 Building $175,830
2023		$161,810 (+10.35%) Land $8,580 Building $153,230	$161,810 (+10.35%) Land $8,580 Building $153,230
2022		$146,640 Land $9,980 Building $136,660
2021			$146,640 Land $9,980 Building $136,660
2018	$2,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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