215 Cislak Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 215 Cislak Dr, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 4,308 sqft · built 2006
Lot Size1.81 acres (78,931 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Oct 2021)
Tax Bill$16,548 (2026)
Deeds & MortgagesMar 2022 Refinance
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:026-04075 B:47K L:0

Property Details

APN / Parcel Number

Primary APNM:026-04075 B:47K L:0
Alternative APNs
  • LUDL M:26 B:4075 P:47K
  • 10099

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area4,308 sqft Living Area
Gross Area16,663 sqft
Basement Area4,044 sqft
Unfinished Basement4,044 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area78,931 sqft (1.81 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10099
Street Address215 CISLAK DR
CityLUDLOW
StateMA
Zip01056-1528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block4075
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3015
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address215 CISLAK DR, LUDLOW, MA 01056-1528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
BANK OF ENGLAND
Oct 29, 2021Quit Claim Deed, Transfer · Commercial Mortgage
LATITUDE CAPITAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Deed Document Number202176839
Last Transfer DateMar 18, 2022
Transfer Doc024464-449
Record UpdatedOct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateMar 23, 2022
Property Address215 CISLAK DR, LUDLOW, MA 01056-1528
Document Number024464-446
Book / Page24464 / 446
Instrument DateMar 18, 2022
Instrument17787
Transaction TypeTransfer
Record UpdatedApr 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address215 CISLAK DR, LUDLOW, MA 01056-1528

Mortgage

Document Number024464-449
DateMar 23, 2022
Book Page24464/449
Instrument17788
Lender
NameBANK OF ENGLAND
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLUDLOW MA
Recording DateOct 29, 2021
Property Address215 CISLAK DR, LUDLOW, MA 01056-1528
Document Number24212-511
Book / Page24212 / 511
Instrument DateOct 29, 2021
Instrument76839
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76930
DateOct 29, 2021
Instrument76930
Lender
NameLATITUDE CAPITAL LLC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,548.00 (+0.63%)$1,033,600 (+9.05%) Land $176,200 Building $857,400$936,597 (-9.05%)
2025$16,444.00 (-0.05%)$947,800 (+4.21%) Land $153,700 Building $794,100$1,029,800 (+0.66%)
2024$16,453.00 (+2.92%)$909,500 (+11%) Land $153,700 Building $755,800$1,023,055
2023$15,986.00$819,400 Land $134,800 Building $684,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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