Hampden County and Ludlow Town property record for 148 Cislak Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,154 sqft · built 2007 |
| Lot Size | 0.942 acres (41,034 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $729,000 (Sep 2020) |
| Tax Bill | $15,462 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:026-04075 B:47T L:0 |
| Primary APN | M:026-04075 B:47T L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 4,154 sqft Living Area |
| Gross Area | 14,418 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 41,034 sqft (0.942 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10103 |
|---|---|
| Street Address | 148 CISLAK DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4075 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 148 CISLAK DR, LUDLOW, MA 01056-1546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 30, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ALDENVILLE CU |
| Sep 14, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage ALDENVILLE CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Prior Sale | Oct 31, 2014 · Amount on Record |
| Deed Book / Page | 23450 / 283 |
| Transfer Doc | 22358-412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 30, 2020 |
| Property Address | 148 CISLAK DR, LUDLOW, MA 01056-1546 |
| Document Number | 23450-283 |
| Book / Page | 023450 / 000283 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 55935 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,390.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 148 CISLAK DR LUDLOW MA 010561546, LUDLOW, MA 01056-1546 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 148 CISLAK DR, LUDLOW, MA 01056-1546 |
| Document Number | 22731-301 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 148 CISLAK DR LUDLOW MA 010561546, LUDLOW, MA 01056-1546 |
| Document Number | 22731-301 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | 022731/000301 |
| Instrument | 35075 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 27, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Sep 14, 2018 |
| Property Address | 148 CISLAK DR, LUDLOW, MA 01056-1546 |
| Document Number | 22358-412 |
| Book / Page | 022358 / 000412 |
| Instrument Date | Sep 13, 2018 |
| Instrument | 55185 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 CISLAK DR LUDLOW MA 010561546, LUDLOW, MA 01056-1546 |
| Document Number | 22358-415 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 022358/000415 |
| Instrument | 55186 |
| Name | ALDENVILLE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,462.00 (-0.03%) | $891,200 (+4.23%) Land $147,000 Building $744,200 | $995,980 (+5.56%) |
| 2024 | $15,467.00 (+1.76%) | $855,000 (+9.74%) Land $147,000 Building $708,000 | $943,540 |
| 2023 | $15,200.00 | $779,100 Land $129,000 Building $650,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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