Hampden County and Ludlow Town property record for 135 Cislak Dr, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,372 sqft · built 2019 |
| Lot Size | 1.31 acres (57,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Dec 2018) |
| Tax Bill | $18,732 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:026-04075 B:47E L:0 |
| Primary APN | M:026-04075 B:47E L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,372 sqft Living Area |
| Gross Area | 12,369 sqft |
| Basement Area | 3,372 sqft |
| Unfinished Basement | 3,372 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 57,456 sqft (1.31 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 10087 |
|---|---|
| Street Address | 135 CISLAK DR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4075 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 810414 |
Source: Hampden County and Ludlow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 135 CISLAK DR, LUDLOW, MA 01056-1543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK |
| Dec 28, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2018 · Amount on Record |
| Deed Sale | Dec 28, 2018 · Amount on Record |
| Prior Sale | May 30, 2007 · Amount on Record |
| Deed Document Number | 201877432 |
| Deed Book / Page | 22504 / 193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 135 CISLAK DR, LUDLOW, MA 01056-1543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23794-540 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 23794/540 |
| Instrument | 21487 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Dec 28, 2018 |
| Property Address | 135 CISLAK DR, LUDLOW, MA 01056-1543 |
| Document Number | 22504-193 |
| Book / Page | 022504 / 000193 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 77432 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $720.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39 DEER HILL CIR LUDLOW MA 010563373, LUDLOW, MA 01056-3373 |
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,732.00 (-2.87%) | $1,170,000 (+5.26%) Land $173,800 Building $996,200 | $675,095 |
| 2025 | $19,285.00 (+10.92%) | $1,111,500 (+15.65%) Land $164,900 Building $946,600 | |
| 2024 | $17,386.00 (-11.8%) | $961,100 (-4.88%) Land $164,900 Building $796,200 | |
| 2023 | $19,713.00 | $1,010,400 Land $144,700 Building $865,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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