215 Chestnut St, Festus, MO 63028 Property Records

Jefferson County property record for 215 Chestnut St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,128 sqft · built 1963
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-3.0-06.0-4-011-028.01`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-06.0-4-011-028.01`

Interior

Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,634 sqft
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	506 sqft

Location & Zoning

Street Address	215 CHESTNUT ST
City	FESTUS
State	MO
Zip	63028-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DERBY CITY BDRY ADJ LOT 2A BLOCK 5
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	5
Legal Lot Number	2A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5020
Census Tract	700801

Owner

215 Chestnut St is owned and occupied by two individuals who acquired it in June 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 CHESTNUT ST, FESTUS, MO 63028-1839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Personal Representative Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 13, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 12, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023
Deed Sale	Jun 2, 2023
Prior Sale	Jan 13, 2022 · Amount on File
Deed Document Number	202313252
Prior Transfer Date	Jan 11, 2022
Prior Transfer Doc	0000001729
Record Updated	Oct 29, 2026

June 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 2, 2023
Property Address	215 CHESTNUT ST, FESTUS, MO 63028-1839
Document Number	0000013252
Map Reference	DOC 2016P-000099
Instrument Date	May 30, 2023
Instrument	2023R-013252
Transaction Type	Transfer
Record Updated	Sep 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CHESTNUT ST, FESTUS, MO 63028-1839
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013253
Date	Jun 2, 2023
Instrument	2023R-013253

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 13, 2022
Property Address	215 CHESTNUT ST, FESTUS, MO 63028-1839
Document Number	0000001730
Map Reference	DOC 2016P-000099
Instrument Date	Jan 11, 2022
Instrument	2022R-001730
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 MISSISSIPPI AVE, CRYSTAL CITY, MO 63019-1641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 CHESTNUT ST, FESTUS, MO 63028-1839

Mortgage

Document Number	0000001731
Date	Jan 13, 2022
Instrument	2022R-001731

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 12, 2019
Property Address	215 CHESTNUT ST, FESTUS, MO 63028-1839
Document Number	0000035311
Instrument Date	Oct 9, 2019
Instrument	35311
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MISSISSIPPI AVE CRYSTAL CITY MO 630191641, CRYSTAL CITY, MO 63019-1641

Tax Assessment & Valuation

The 2025 property tax bill for 215 Chestnut St was $1,021, up 4.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,600 (-) Land $1,500 Building $17,100	$98,200 (-) Land $8,100 Building $90,100
2025	$1,021.00 (+4.93%)	$18,600 (+8.14%) Land $1,500 Building $17,100	$98,200 (-) Land $8,100 Building $90,100
2024	$973.00 (+0.52%)	$17,200 (-) Land $1,500 Building $15,700	$98,200 (+8.51%) Land $8,100 Building $90,100
2023	$968.00	$17,200 Land $1,500 Building $15,700	$90,500 Land $8,100 Building $82,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Chestnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 Chestnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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