121 Chestnut St, Festus, MO 63028 Property Records

Jefferson County property record for 121 Chestnut St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1971
Lot Size	0.28 acres (12,209 sqft)
Owner	2 Individual Names on Record
Tax Bill	$823 (2025)
Deeds & Mortgages	Sep 2026 Sale Mar 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.04010012`

Property Details

APN / Parcel Number

Primary APN	`193.006.04010012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	12,209 sqft (0.28 acres)
Lot Dimensions	90 ft deep x 118 ft wide
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	121 CHESTNUT ST
City	FESTUS
State	MO
Zip	63028-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	DERBY CITY N PT LOTS 4 & 5 BLOCK 4
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5036
Census Tract	700801

Owner

Source: Jefferson County records, as of October 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer CONTINENTAL TITLE
Mar 19, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2025	Executor's Deed, Transfer · Conventional Mortgage ARSENAL CU
Jul 3, 2023	Warranty Deed, Transfer · Commercial Mortgage CARROLLTON BANK
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 28, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026
Deed Sale	Sep 29, 2026
Prior Sale	Mar 19, 2025 · Amount on Record
Deed Document Number	202626954
Prior Transfer Date	Mar 18, 2025
Prior Transfer Doc	0000006436
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 29, 2026
Property Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000026954
Instrument Date	Sep 25, 2026
Instrument	202626954
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CHESTNUT ST, FESTUS, MO 63028-1838

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 19, 2025
Property Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000006435
Map Reference	MB 2 PG 12
Instrument Date	Mar 18, 2025
Instrument	2025R-006435
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 WALNUT CT, FESTUS, MO 63028-2824

March 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 19, 2025
Property Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000006436
Map Reference	MB 2 PG 12
Instrument Date	Mar 18, 2025
Instrument	2025R-006436
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 WALNUT CT, FESTUS, MO 63028-2824

Mortgage

Document Number	0000006437
Date	Mar 19, 2025
Instrument	2025R-006437

Lender

Name	ARSENAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	12-Month MTA
Max Rate	10.7%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 3, 2023
Property Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000016010
Map Reference	MB 2 PG 12
Instrument Date	Jun 28, 2023
Instrument	2023R-016010
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 N 4TH ST, FESTUS, MO 63028-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 WALNUT CT, FESTUS, MO 63028-2824

Mortgage

Document Number	0000016011
Date	Jul 3, 2023
Instrument	2023R-016011

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 15, 2021
Property Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000053795
Map Reference	MB 2 PG 12
Instrument Date	Dec 10, 2021
Instrument	2021R-053795
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 CHESTNUT ST, 121, FESTUS, MO 63028-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 N 4TH ST, FESTUS, MO 63028-1705

Mortgage

Document Number	0000053796
Date	Dec 15, 2021
Instrument	2021R-053796

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 28, 2017
Property Address	121 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000026575
Instrument Date	Aug 21, 2017
Instrument	26575
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CHESTNUT ST FESTUS MO 630281838, FESTUS, MO 63028-1838

Mortgage

Document Number	26576
Date	Aug 28, 2017
Instrument	26576

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,000 (-) Land $1,500 Building $13,500	$79,000 (-) Land $8,100 Building $70,900
2025	$823.00 (+5.38%)	$15,000 (+8.7%) Land $1,500 Building $13,500	$79,000 (-) Land $8,100 Building $70,900
2024	$781.00 (+0.51%)		$79,000 (+8.37%) Land $8,100 Building $70,900
2023	$777.00	$13,800 (-) Land $1,500 Building $12,300	$72,900 (-) Land $8,100 Building $64,800
2022	$777.00	$13,800 Land $1,500 Building $12,300
2021			$72,900 Land $8,100 Building $64,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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