103 Chestnut St, Festus, MO 63028 Property Records

Jefferson County property record for 103 Chestnut St, Festus, MO 63028 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 952 sqft · built 1937
Lot Size	0.44 acres (19,151 sqft)
Owner	Individual Name on File
Last Sale	$95,800 (Aug 2017)
Tax Bill	$803 (2024)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.04010016`

Property Details

APN / Parcel Number

Primary APN	`193.006.04010016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Construction Type	Frame
Lot Area	19,151 sqft (0.44 acres)
Lot Dimensions	45 ft deep x 190 ft wide
Garage Type	Detached
Garage Area	432 sqft
Porch	Open Frame Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	103 CHESTNUT ST
City	FESTUS
State	MO
Zip	63028-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DERBY CITY; PT LOTS 1 2 3 BLOCK 4 & SHEARLOCKS; PT LOT A BLOCK 18 (2/38B)
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	DERBY CITY
Legal Block	4,18
Legal Lot Number	1,A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5036
Census Tract	700801

Owner

Source: Jefferson County records · APN 193.006.04010016

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 CHESTNUT ST, FESTUS, MO 63028-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 03, 2017	Warranty Deed, Transfer WRIGHT FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2017 · Amount on Record
Deed Sale	Aug 03, 2017 · Amount on Record
Deed Document Number	201723956
Prior Transfer Date	Apr 29, 1997
Prior Transfer Doc	0769000935
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	103 CHESTNUT ST, FESTUS, MO 63028-1838
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHESTNUT ST, FESTUS, MO 63028-1838

Mortgage

Document Number	0000023371
Date	Sep 12, 2025
Instrument	2025R-023371

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 01, 2045

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	103 CHESTNUT ST, FESTUS, MO 63028-1838
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHESTNUT ST, FESTUS, MO 63028-1838

Mortgage

Document Number	0000028161
Date	Aug 24, 2022
Instrument	2022R-028161

Lender

Name	CARROLLTON BANK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Sep 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	103 CHESTNUT ST, FESTUS, MO 63028-1838
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R028365
Date	Jun 30, 2021
Instrument	2021R-028365

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 03, 2017
Property Address	103 CHESTNUT ST, FESTUS, MO 63028-1838
Document Number	0000023956
Instrument Date	Jun 30, 2017
Instrument	23956
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 CHESTNUT ST FESTUS MO 630281838, FESTUS, MO 63028-1838

Mortgage

Document Number	23957
Date	Aug 03, 2017
Instrument	23957

Lender

Name	WRIGHT FIN'L
Type	Funding / Finance Company
Address	CRYSTAL CITY, MO 63019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2047

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,400 (+8.45%) Land $1,500 Building $13,900	$81,000 (-) Land $8,100 Building $72,900
2024	$803.00 (+0.5%)		$81,000 (+8.29%) Land $8,100 Building $72,900
2023	$799.00	$14,200 Land $1,500 Building $12,700	$74,800 Land $8,100 Building $66,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997008015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Wisper ISP, AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures