Hamilton County property record for 212 Baker St, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,422 sqft · built 2004 |
| Lot Size | 0.12 acres (5,243 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Jun 2026) |
| Tax Bill | $1,862 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135E M 012 |
| Primary APN | 135E M 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,243 sqft (0.12 acres) |
| Lot Dimensions | 146 ft deep x 37 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060039 |
|---|---|
| Street Address | 212 BAKER ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 BAKER STREET SUB PB4 PG47 REV 62-134 |
| Legal Subdivision | NORTH SIDE LAND CO A |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
212 Baker St is owned and occupied by two individuals who bought it in June 2026.
Source: Hamilton County records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 212 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 1, 2024 | Warranty Deed, Transfer · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Apr 3, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on File |
| Deed Sale | Jun 10, 2026 · Amount on File |
| Prior Sale | Jan 19, 2011 · Amount on File |
| Deed Document Number | 20260610143 |
| Deed Book / Page | 14330 / 256 |
| Prior Transfer Date | Jan 27, 2004 |
| Prior Transfer Doc | 0070070823 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 10, 2026 |
| Property Address | 212 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0000000143 |
| Book / Page | 14330 / 256 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 2026143 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196,192.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0000000144, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 14330/259 |
| Instrument | 20260610144 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 1, 2024 |
| Property Address | 212 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0000000401 |
| Book / Page | 13552 / 283 |
| Map Reference | MB 62 PG 134 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2024040100401 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,887.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 212 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0000000402 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 2024040100402 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 3, 2017 |
| Property Address | 212 BAKER ST, CHATTANOOGA, TN 37405-4104 |
| Document Number | 0000000210 |
| Book / Page | 011014 / 000311 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 210 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 212 BAKER ST CHATTANOOGA TN 374054104, CHATTANOOGA, TN 37405-4104 |
| Document Number | 211 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 011014/000313 |
| Instrument | 211 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
The 2025 property tax bill for 212 Baker St was $1,862, down 0.6% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,862.00 (-0.59%) | $122,875 (+46.76%) | $491,500 (+46.76%) Land $225,000 Building $266,500 |
| 2024 | $1,873.00 | $83,725 (-) | $334,900 (-) Land $150,000 Building $184,900 |
| 2023 | $1,873.00 | $83,725 (-) | $334,900 (-) Land $150,000 Building $184,900 |
| 2022 | $1,873.00 | $83,725 | $334,900 Land $150,000 Building $184,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 212 Baker St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 212 Baker St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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