215 186th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 215 186th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,404 sqft · built 1979
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`408203-0-130`

Property Details

APN / Parcel Number

Primary APN	`408203-0-130`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,404 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	320 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	215 186TH ST E
City	SPANAWAY
State	WA
Zip	98387-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 42 GARLO THIRD ADDITION: GARLO THIRD ADDITION LOT 13 EASE OF RECORD SE-33-19-03E OUT OF 03-19-33-4-063 SEG L-2177 HB JW
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	GARLO THIRD ADDITION
Legal Lot Number	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71416

Owner

215 186th St E is owned and occupied by two individuals.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 186TH ST E, SPANAWAY, WA 98387-8315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	215 186TH ST E, SPANAWAY, WA 98387-8315
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001040789
Date	Jan 4, 2022
Instrument	202201040789

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 215 186th St E was $4,872, up 2.7% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,100 Land $176,800 Building $254,300	$431,100 Land $176,800 Building $254,300
2025	$4,872.00 (+2.74%)
2024	$4,742.00 (-2.99%)	$405,200 (-4.84%) Land $188,600 Building $216,600	$405,200 (-4.84%) Land $188,600 Building $216,600
2023	$4,888.00	$425,800 Land $182,100 Building $243,700	$425,800 Land $182,100 Building $243,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 186th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 186th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve, Verizon.

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