203 186th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 203 186th St E, Spanaway, WA 98387 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,850 sqft · built 1979
Lot Size	0.287 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$62,247 (Jul 2001)
Tax Bill	$5,175 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`408203-0-150`

Property Details

APN / Parcel Number

Primary APN	`408203-0-150`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,850 sqft Living Area
Gross Area	637 sqft
Upper Floors Area	1,265 sqft
Basement Area	598 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,500 sqft (0.287 acres)
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	240 sqft
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	203 186TH ST E
City	SPANAWAY
State	WA
Zip	98387-8315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 42 GARLO THIRD ADDITION: GARLO THIRD ADDITION LOT 15 EASE OF RECORD SE-33-19-03E OUT OF 03-19-33-4-063 SEG L-2177 HB JW
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	GARLO THIRD ADDITION
Legal Lot Number	15
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1004
Census Tract	71416

Owner

Source: Pierce County records · APN 408203-0-150

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 186TH ST E, SPANAWAY, WA 98387-8315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK
Jul 25, 2017	Deed of Trust, Mortgage · FHA Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2001 · Amount on Record
Deed Sale	Jul 30, 2001 · Amount on Record
Deed Document Number	2001941
Last Transfer Date	Jul 01, 2003
Transfer Doc	0000000867
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	203 186TH ST E, SPANAWAY, WA 98387-8315
Document Number	2008270729
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 186TH ST E SPANAWAY WA 983878315, SPANAWAY, WA 98387-8315

Mortgage

Document Number	2008270729
Date	Aug 27, 2020
Instrument	202008270729

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	203 186TH ST E, SPANAWAY, WA 98387-8315
Document Number	1707310222
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 186TH ST E SPANAWAY WA 983878315, SPANAWAY, WA 98387-8315

Mortgage

Document Number	1707310222
Date	Jul 31, 2017
Instrument	201707310222

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Pierce County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,300 (+7.22%) Land $180,500 Building $276,800	$457,300 (+7.22%) Land $180,500 Building $276,800
2025	$5,175.00 (+3.4%)
2024	$5,005.00 (-3.12%)	$426,500 (-5.03%) Land $192,600 Building $233,900	$426,500 (-5.03%) Land $192,600 Building $233,900
2023	$5,166.00	$449,100 Land $185,900 Building $263,200	$449,100 Land $185,900 Building $263,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pierce County (53053C), updated February 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530530714161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 193 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Palisade America's Investment. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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