21499 Cedar Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 21499 Cedar Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,958 sqft · built 2008
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Mar 2010)
Tax Bill	$11,611 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`013-18-1954-000`

Property Details

APN / Parcel Number

Primary APN	`013-18-1954-000`
Alternative APN	`81 A 32A14A2`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	2 Stories
Building Area	7,958 sqft Living Area
1st Floor Area	2,162 sqft
Basement Area	2,284 sqft
Finished Basement	2,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	777 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Deck Area	Deck Area
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	21499 CEDAR DR
City	STERLING
State	VA
Zip	20164-8676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	RICHLAND ACRES SEC.2A LOT LOT 14A2 201003220015998 200803040012370P
Legal Subdivision	RICHLAND ACRES
Legal Block	2
Legal Lot Number	14
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2020
Census Tract	611205

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21499 CEDAR DR, STERLING, VA 20164-8676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2010 · Amount on Record
Deed Sale	Mar 22, 2010 · Amount on Record
Deed Document Number	201015998
Last Transfer Date	Nov 30, 2015
Transfer Doc	0000075272
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Recording Date	Apr 24, 2026
Property Address	21499 CEDAR DR, STERLING, VA 20164-8676
Document Number	0000020790
Instrument Date	Apr 15, 2026
Instrument	202620790
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21499 CEDAR DR, STERLING, VA 20164-8676

Mortgage

Document Number	0000020790,
Date	Apr 24, 2026
Instrument	202620790

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	May 1, 2066

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,611.00 (-1.13%)	$1,442,430 (-1.13%) Land $448,000 Building $994,430	$1,442,430 (-1.13%) Land $448,000 Building $994,430
2025	$11,744.00 (+0.74%)	$1,458,970 (+9.5%) Land $319,200 Building $1,139,770	$1,458,970 (+9.5%) Land $319,200 Building $1,139,770
2023	$11,658.00	$1,332,380 Land $284,200 Building $1,048,180	$1,332,380 Land $284,200 Building $1,048,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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