21484 Cedar Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 21484 Cedar Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,026 sqft · built 2001
Lot Size	1.06 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Aug 2026)
Tax Bill	$9,599 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-27-7602-000`

Property Details

APN / Parcel Number

Primary APN	`013-27-7602-000`
Alternative APN	`81 A 32A 20`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	5,026 sqft Living Area
1st Floor Area	3,268 sqft
Basement Area	1,758 sqft
Finished Basement	1,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft
Garage Type	Attached
Garage Area	650 sqft

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	360 sqft
Deck Area	Deck Area
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	21484 CEDAR DR
City	STERLING
State	VA
Zip	20164-8675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	RICHLAND ACRES SEC.2A LOT 20 1913--231
Legal Subdivision	RICHLAND ACRES
Legal Block	2
Legal Lot Number	20
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611205

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21484 CEDAR DR, STERLING, VA 20164-8675
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Nov 6, 2015 · Amount on Record
Deed Document Number	202642776
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 17, 2026
Property Address	21484 CEDAR DR, STERLING, VA 20164-8675
Document Number	0000042776
Instrument Date	Aug 13, 2026
Instrument	202642776
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21484 CEDAR DR, STERLING, VA 20164-8675

Mortgage

Document Number	0000042777,
Date	Aug 17, 2026
Instrument	202642777

Lender

Name	ARMED FORCES BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,599.00 (+2.86%)	$1,192,540 (+2.86%) Land $453,500 Building $739,040	$1,192,540 (+2.86%) Land $453,500 Building $739,040
2025	$9,332.00 (-2.6%)	$1,159,370 (+5.88%) Land $320,700 Building $838,670	$1,159,370 (+5.88%) Land $320,700 Building $838,670
2023	$9,581.00	$1,095,030 Land $285,700 Building $809,330	$1,095,030 Land $285,700 Building $809,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20