21450 Cedar Dr, Sterling, VA 20164 Property Records

Loudoun County property record for 21450 Cedar Dr, Sterling, VA 20164

Property Summary

Property Type	Single Family Home
Details	5 bd · 7.5 ba · 6,515 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Feb 2020)
Tax Bill	$11,125 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-17-7068-000`

Property Details

APN / Parcel Number

Primary APN	`013-17-7068-000`
Alternative APN	`81 A 32A 17`

Interior

Bedrooms	5 Beds
Full Baths	7.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	28 Plumbing Fixtures
Stories	2 Stories
Building Area	6,515 sqft Living Area
1st Floor Area	1,637 sqft
Basement Area	1,588 sqft
Finished Basement	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	790 sqft
Porch	Open Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	21450 CEDAR DR
City	STERLING
State	VA
Zip	20164-8675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	RICHLAND ACRES SEC.2A LOT 17A 200411090119174 200410270115073P BLA
Legal Subdivision	RICHLAND ACRES
Legal Block	2
Legal Lot Number	17A
Jurisdiction	LOUDOUN VA
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2000
Census Tract	611205

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21450 CEDAR DR, STERLING, VA 20164-8675
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST COMPANY
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MTG
Feb 6, 2020	Warranty Deed, Transfer · Conventional Mortgage POTOMAC MTG GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2020 · Amount on Record
Deed Sale	Feb 6, 2020 · Amount on Record
Prior Sale	Nov 9, 2004 · Amount on Record
Deed Document Number	20208370
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21450 CEDAR DR, STERLING, VA 20164-8675
Transaction Type	Mortgage
Record Updated	Jul 5, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023440
Date	Jun 16, 2023
Instrument	202306160023440

Lender

Name	MANUFACTURERS & TRADERS TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	21450 CEDAR DR, STERLING, VA 20164-8675
Document Number	20201005092327
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21450 CEDAR DR STERLING VA 201648675, STERLING, VA 20164-8675

Mortgage

Document Number	20201005092327
Date	Oct 5, 2020
Instrument	92327

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

Interest

Rate Type	Fixed Rate

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 6, 2020
Property Address	21450 CEDAR DR, STERLING, VA 20164-8675
Document Number	20200206008370
Instrument Date	Feb 6, 2020
Instrument	8370
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21450 CEDAR DR STERLING VA 201648675, STERLING, VA 20164-8675

Mortgage

Document Number	20200206008371
Date	Feb 6, 2020
Instrument	8371

Lender

Name	POTOMAC MTG GRP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,125.00 (-1.38%)	$1,382,010 (+7.19%) Land $450,000 Building $932,010	$1,382,010 (+7.19%) Land $450,000 Building $932,010
2023	$11,281.00	$1,289,320 Land $285,000 Building $1,004,320	$1,289,320 Land $285,000 Building $1,004,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (2006–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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