2149 Ogden Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2149 Ogden Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,793 sqft · built 1962
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Nov 2012)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-6760-0017-00-1`

Property Details

APN / Parcel Number

Primary APN	`03-6760-0017-00-1`
Alternative APN	`11-03-6760-0017-00-1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,793 sqft Living Area
1st Floor Area	1,166 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Tri-Level
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2149 OGDEN AVE
City	BENTON HARBOR
State	MI
Zip	49022-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 17 OLIVER RECTOR SUBDN
Legal Subdivision	OLIVER RECTOR SUB
Legal Lot Number	17
Legal Unit	17
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3041
Census Tract	2000

Owner

Source: Berrien County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2149 OGDEN AVE, BENTON HARBOR, MI 49022-6636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 19, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 3, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2012 · Amount on Record
Deed Sale	Nov 9, 2012 · Amount on Record
Prior Sale	Jul 28, 2011 · Amount on Record
Deed Book / Page	3014 / 3491
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2149 OGDEN AVE, BENTON HARBOR, MI 49022-6636
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03195/2660
Date	Jan 25, 2018
Book Page	3195/2660
Instrument	3195-2660

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2149 OGDEN AVE, BENTON HARBOR, MI 49022-6636
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03223/0325
Date	Nov 19, 2018
Book Page	3223/0325

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2149 OGDEN AVE, BENTON HARBOR, MI 49022-6636
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	03258/0688
Date	Dec 3, 2019
Book Page	3258/0688

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2149 OGDEN AVE, BENTON HARBOR, MI 49022-6636
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2149 OGDEN AVE, BENTON HARBOR, MI 49022-6636

Mortgage

Document Number	03358/3470
Date	Jan 3, 2022
Book Page	3358/3470
Instrument	2022339388

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,900 (+17.11%)	$221,800 (+17.11%)
2025	$2,110.00 (+14.24%)
2023		$94,700	$189,400
2022	$1,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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