2124 Ogden Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2124 Ogden Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,247 sqft · built 1961
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on Record
Last Sale	$138,000 (Dec 2016)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-6760-0005-00-2`

Property Details

APN / Parcel Number

Primary APN	`03-6760-0005-00-2`
Alternative APN	`11-03-6760-0005-00-2`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Basement Area	1,247 sqft
Unfinished Basement	1,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Raised Ranch
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	139 ft deep x 89 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2124 OGDEN AVE
City	BENTON HARBOR
State	MI
Zip	49022-6637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 5 OLIVER RECTOR SUBDN
Legal Subdivision	OLIVER RECTOR SUB
Legal Lot Number	5
Legal Unit	5
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3040
Census Tract	2000

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2124 OGDEN AVE, BENTON HARBOR, MI 49022-6637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2016 · Amount on Record
Deed Sale	Dec 22, 2016 · Amount on Record
Prior Sale	Oct 1, 1992 · Amount on Record
Deed Book / Page	3158 / 2504
Prior Transfer Date	Apr 23, 2015
Prior Transfer Doc	03101/1156
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2124 OGDEN AVE, BENTON HARBOR, MI 49022-6637
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03263/1929
Date	Jan 30, 2020
Book Page	3263/1929

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2124 OGDEN AVE, BENTON HARBOR, MI 49022-6637
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03392/1438
Date	Nov 16, 2022
Book Page	3392/1438
Instrument	2022367404

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	117 Months
Due	Aug 15, 2032

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,700 (+6.76%)	$227,400 (+6.76%)
2025	$2,573.00 (+3.08%) Homeowner's exemption	$106,500 (+11.17%)	$213,000 (+11.17%)
2024	$2,496.00 (+10.1%)
2023		$95,800	$191,600
2022	$2,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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