2180 Ogden Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2180 Ogden Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1962
Lot Size	0.319 acres (13,896 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Jan 2022)
Tax Bill	$1,173 (2025)
Deeds & Mortgages	Oct 2009 Line of Credit Oct 2010 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-6760-0009-00-8`

Property Details

APN / Parcel Number

Primary APN	`03-6760-0009-00-8`
Alternative APN	`11-03-6760-0009-00-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Unfinished Basement	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Raised Ranch
Lot Area	13,896 sqft (0.319 acres)
Lot Dimensions	139 ft deep x 100 ft wide
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2180 OGDEN AVE
City	BENTON HARBOR
State	MI
Zip	49022-6638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 9 OLIVER RECTOR SUBDN
Legal Subdivision	OLIVER RECTOR SUB
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3039
Census Tract	2000

Owner

Source: Berrien County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2009	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Oct 4, 2010	Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK
Mar 25, 2026	Intrafamily Transfer, Transfer
Jan 19, 2022	Warranty Deed, Transfer · VA Mortgage HORIZON BANK
Aug 13, 2014	Warranty Deed, Transfer · Conventional Mortgage HORIZON BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Aug 13, 2014 · Amount on Record
Deed Document Number	2022341000
Deed Book / Page	3361 / 161
Last Transfer Date	Mar 25, 2026
Transfer Doc	0000456835
Record Updated	Sep 20, 2026

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02900/2847
Date	Oct 15, 2009
Book Page	2900/2847

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02934/0692
Date	Oct 4, 2010
Book Page	2934/0692

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2025

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Mar 25, 2026
Property Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638
Document Number	03473/1882
Book / Page	3473 / 1882
Map Reference	LB 17 PG 3
Instrument Date	Mar 25, 2026
Instrument	2026456835
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 19, 2022
Property Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638
Document Number	003361/161
Book / Page	3361 / 161
Map Reference	LB 17 PG 3
Instrument Date	Dec 10, 2021
Instrument	2022341000
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,777.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638

Mortgage

Document Number	0003361162
Date	Jan 19, 2022
Instrument	3361/162

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 13, 2014
Property Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638
Document Number	03079/0276
Book / Page	3079 / 0276
Map Reference	LB17 PG3
Instrument Date	Aug 8, 2014
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2180 OGDEN AVE, BENTON HARBOR, MI 49022-6638

Mortgage

Document Number	0030790277
Date	Aug 13, 2014
Instrument	3079/0277

Lender

Name	HORIZON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,300 (+5.92%)	$264,600 (+5.92%)
2025	$1,173.00 (+4,089.29%) Homeowner's exemption	$124,900 (+6.84%)	$249,800 (+6.84%)
2024	$28.00
2023		$116,900	$233,800
2022	$28.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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