2149 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 2149 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,236 sqft · built 1962
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Feb 2021)
Tax Bill	$2,222 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-014-300-070-00`

Property Details

APN / Parcel Number

Primary APN	`120-014-300-070-00`

Interior

Full Baths	1 Bath
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Foundation Type	Raised
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	91.5 ft deep x 150 ft wide
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2149 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 183 FT OF E 150 FT OF W 1/2 OF SE 1/4 OF SW 1/4 SEC 14 T17N R4E
Legal Range	04E
Legal Township	17N
Legal Section	14
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	3
Census Block	3036
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2149 E CODY ESTEY RD, PINCONNING, MI 48650-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCIAL CU
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Apr 28, 2006 · Amount on Record
Deed Document Number	20212680
Prior Transfer Date	Dec 23, 2013
Prior Transfer Doc	0030080433
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2149 E CODY ESTEY RD, PINCONNING, MI 48650-9712
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2149 E CODY ESTEY RD, PINCONNING, MI 48650-9712

Mortgage

Document Number	0000015581
Date	Dec 17, 2025
Instrument	202515581

Lender

Name	UNITED FINANCIAL CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 25, 2046

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Feb 17, 2021
Property Address	2149 E CODY ESTEY RD, PINCONNING, MI 48650-9712
Document Number	202102680
Instrument Date	Feb 17, 2021
Instrument	202102680
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,143.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2149 E CODY ESTEY RD, 2149, PINCONNING, MI 48650-9712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 EASTLAND CT, BAY CITY, MI 48708-6946

Mortgage

Document Number	202102681
Date	Feb 17, 2021
Instrument	202102681

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,222.00 (+3.25%) Homeowner's exemption	$69,800 (-4.51%)	$139,600 (-4.51%)
2025		$73,100 (+23.9%)	$146,200 (+23.9%)
2024	$2,152.00 (+13.56%)
2023		$59,000	$118,000
2022	$1,895.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1983–2020)
Claims Outside the SFHA	3 of 17
Most Recent Claim	May 2020 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jun 2017 · 2 claims Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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