Burke County property record for 2149 Derby Ct, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,943 sqft · built 2018 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Aug 2018) |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Nov 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781983983 |
| Primary APN | 1781983983 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,943 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,425 sqft |
| Basement Area | 833 sqft |
| Finished Basement | 728 sqft |
| Unfinished Basement | 105 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.539 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Patio Area | 141 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 1781983983 |
|---|---|
| Street Address | 2149 DERBY CT |
| City | MORGANTON |
| State | NC |
| Zip | 28655-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL ONE DIST |
| Legal Description | 2149 DERBY CT MORGANTON, NC 28655 |
| Legal Subdivision | BELMONT SUB |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20303 |
Source: Burke County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2149 DERBY CT, MORGANTON, NC 28655-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CAROLINA TRUST BANK |
| Nov 18, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Aug 8, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Aug 9, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 8, 2018 · Amount on Record |
| Deed Sale | Aug 8, 2018 · Amount on Record |
| Prior Sale | Aug 9, 2017 · Amount on Record |
| Deed Document Number | 0002360726 |
| Deed Book / Page | 2360 / 726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2149 DERBY CT, MORGANTON, NC 28655-5219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023420347 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 2342/0347 |
| Instrument | 2017014816 |
| Name | CAROLINA TRUST BANK |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 18, 2019 |
| Property Address | 2149 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0024340954 |
| Book / Page | 002434 / 000954 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 34336 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2149 DERBY CT MORGANTON NC 286555219, MORGANTON, NC 28655-5219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 8, 2018 |
| Property Address | 2149 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0023600726 |
| Book / Page | 2360 / 0726 |
| Map Reference | MB31 PG143 |
| Instrument Date | Aug 8, 2018 |
| Instrument | 2017018759 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2149 DERBY COURT, MORGANTON, NC 28655-5219 |
| Document Number | 2017018760 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 2017018760 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 9, 2017 |
| Property Address | 2149 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0023050677 |
| Book / Page | 002305 / 000677 |
| Instrument Date | Aug 3, 2017 |
| Instrument | 7092 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1495 CUBE DR VALDESE NC 286909694, VALDESE, NC 28690-9694 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950.00 (+3.72%) | $283,730 (-) Land $25,302 Building $258,428 | $283,730 (-) Land $25,302 Building $258,428 |
| 2023 | $1,880.00 | $283,730 Land $25,302 Building $258,428 | $283,730 Land $25,302 Building $258,428 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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