Burke County property record for 2140 Derby Ct, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2020 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,000 (Aug 2020) |
| Tax Bill | $1,905 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage May 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781982603 |
| Primary APN | 1781982603 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Basement Area | 1,580 sqft |
| Unfinished Basement | 1,580 sqft |
| Flooring | Wood |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2140 DERBY CT |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2140 DERBY CT MORGANTON, NC 28655 |
| Legal Subdivision | BELMONT SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 20303 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2140 DERBY CT, MORGANTON, NC 28655-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 22, 2020 | Deed of Trust, Construction Loan · Construction Mortgage UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2020 · Amount on Record |
| Deed Sale | Aug 14, 2020 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 202017043493 |
| Deed Book / Page | 2481 / 984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 14, 2020 |
| Property Address | 2140 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0024810984 |
| Book / Page | 2481 / 984 |
| Map Reference | MB 31 PG 143 |
| Instrument Date | Aug 14, 2020 |
| Instrument | 2017043493 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $512.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2149 DERBY CT, 2149, MORGANTON, NC 28655-5219 |
| Name | Verified Name |
|---|---|
| Address | 2140 DERBY CT, MORGANTON, NC 28655-5219 |
| Investor | Possibly a Property Investor |
| Document Number | 2017043494 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 2017043494 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 22, 2020 |
| Property Address | 2140 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0024660249 |
| Book / Page | 002466 / 000249 |
| Instrument Date | May 22, 2020 |
| Instrument | 40506 |
| Transaction Type | Construction Loan |
| Record Updated | May 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 2149 DERBY CT MORGANTON NC 286555219, MORGANTON, NC 28655-5219 |
| Document Number | 24660249 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 002466/000249 |
| Instrument | 40506 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | HICKORY, NC 28601 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,905.00 (+0.26%) | $321,078 (-) Land $25,076 Building $296,002 | $321,078 (-) Land $25,076 Building $296,002 |
| 2025 | $1,900.00 (+3.77%) | $321,078 (-) Land $25,076 Building $296,002 | $321,078 (-) Land $25,076 Building $296,002 |
| 2023 | $1,831.00 | $321,078 Land $25,076 Building $296,002 | $321,078 Land $25,076 Building $296,002 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Also Mapped Here | BRENTWOOD WATER ASSOCIATION |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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