Burke County property record for 2131 Derby Ct, Morganton, NC 28655 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,545 sqft Living Area |
| Lot Size | 23,958 sqft (0.55 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $289,000 (2021) |
| Tax Bill | $1,922.00 (2025) |
| Primary APN | 1781981926 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Building Area | 1,545 sqft Living Area |
| 1st Floor | 1,545 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 23,958 sqft (0.55 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 149 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 2131 DERBY CT |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5219 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2131 DERBY CT MORGANTON, NC 28655 |
| Legal Subdivision | BELMONT SUBDIVISION |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 1 |
| Census Block | 1031 |
| Census Tract | 20303 |
Source: Burke County records · APN 1781981926
Assessment roll updated September 25, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 29, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 24, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Deed Doc Number | 202113968 |
| Deed Book / Page | 2585 / 576 |
| Prior Transfer Date | May 29, 2018 |
| Prior Transfer Doc | 0023490665 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Nov 19, 2021 |
| Property Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0025850576 |
| Book / Page | 2585 / 576 |
| Map Reference | MB 31 PG 143 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021013968 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $578.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 2021013969 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 2021013969 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 10, 2021 |
| Property Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0025680908 |
| Book / Page | 2568 / 908 |
| Map Reference | MB 31 PG 143 |
| Instrument Date | Sep 08, 2021 |
| Instrument | 2021010808 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 800 LORI LN, 800, OPELIKA, AL 36804-7805 |
| Name | Verified Name |
|---|---|
| Address | 3977 2ND STREET DR NW, HICKORY, NC 28601-8092 |
| Document Number | 2021010809 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021010809 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024660330 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 2466/330 |
| Instrument | 2017040527 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 29, 2018 |
| Property Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0023490665 |
| Book / Page | 002349 / 000665 |
| Instrument Date | May 29, 2018 |
| Instrument | 16430 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2131 DERBY CT MORGANTON NC 28655, MORGANTON, NC 28655 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 24, 2018 |
| Property Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 0023480833 |
| Book / Page | 2348 / 0833 |
| Map Reference | MB31 PG143 |
| Instrument Date | May 23, 2018 |
| Instrument | 2017016241 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | NONE AVAILABLEI |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1726, MORGANTON, NC 28680-1726 |
| Name | Verified Name |
|---|---|
| Address | 2131 DERBY CT, MORGANTON, NC 28655-5219 |
| Document Number | 2017016243 |
|---|---|
| Date | May 24, 2018 |
| Instrument | 2017016243 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,922.00 (+3.72%) | $279,457 (-) Land $25,375 Building $254,082 | $279,457 (-) Land $25,375 Building $254,082 |
| 2023 | $1,853.00 | $279,457 Land $25,375 Building $254,082 | $279,457 Land $25,375 Building $254,082 |
2131 Derby Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 38th percentile of exposed land nationally · 54th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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