21485 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 21485 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,769 sqft · built 1982
Lot Size	8.11 acres (353,359 sqft)
Owner	2 Individual Names on File
Last Sale	$1,075,000 (Jan 2004)
Tax Bill	$14,952 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone D (undetermined)
APN	`544-49-014`

Property Details

APN / Parcel Number

Primary APN	`544-49-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,769 sqft Living Area
1st Floor Area	1,723 sqft
2nd Floor Area	1,046 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	353,359 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Well

Location & Zoning

Street Address	21485 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-SR
Legal Description	LOT C
Legal Lot Number	C
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	1
Census Block	1024
Census Tract	511800

Owner

21485 Summit Rd is owned and occupied by two individuals who bought it in January 2004.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21485 SUMMIT RD, LOS GATOS, CA 95033-8400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2004 · Amount on File
Deed Sale	Jan 29, 2004 · Amount on File
Prior Sale	Jan 29, 2004 · Amount on File
Deed Document Number	200417590990
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21485 SUMMIT RD, LOS GATOS, CA 95033-8400
Document Number	0023614566
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21485 SUMMIT RD LOS GATOS CA 950338400, LOS GATOS, CA 95033-8400

Mortgage

Document Number	0023614566
Date	Apr 3, 2017
Instrument	23614566

Lender

Name	BANK OF THE WEST
Type	Bank
Address	MILPITAS, CA 95035

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21485 Summit Rd was $14,952.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,268,930 (+2%) Land $899,133 Building $369,797
2025	$14,952.00	$1,244,050 Land $881,503 Building $362,547
2023	$14,118.00 (+0.61%)	$1,195,744 Land $847,274 Building $348,470
2022	$14,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21485 Summit Rd in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21485 Summit Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Cruzio, Etheric Networks, Frontier, Verizon.

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