21475 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Clara County property record for 21475 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,833 sqft · built 1977
Lot Size	7.16 acres (312,325 sqft)
Owner	Trust Name on File
Last Sale	$2,268,000 (Jul 2021)
Tax Bill	$28,220 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`544-49-015`

Property Details

APN / Parcel Number

Primary APN	`544-49-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,833 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	1,680 sqft
Basement Area	654 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	312,325 sqft
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	21475 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HS-SR
Legal Description	LOT B
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LEXINGTON HILLS
Census Block Group	1
Census Block	1024
Census Tract	511800

Owner

21475 Summit Rd is owner-occupied and held in a trust since November 2021.

Source: Santa Clara County records, as of October 12, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 320221, LOS GATOS, CA 95032-0103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Intrafamily Transfer, Transfer
Jul 16, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Jun 24, 2016 · Amount on File
Deed Document Number	202125030932
Last Transfer Date	Nov 3, 2021
Transfer Doc	0025153961
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 4, 2021
Property Address	21475 SUMMIT RD, LOS GATOS, CA 95033-8400
Document Number	0025153961
Map Reference	MB 462 PG 4
Instrument Date	Nov 3, 2021
Instrument	25153961
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 320221, LOS GATOS, CA 95032-0103

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 16, 2021
Property Address	21475 SUMMIT RD, LOS GATOS, CA 95033-8400
Document Number	0025030932
Map Reference	MB 462 PG 4
Instrument Date	Jul 14, 2021
Instrument	25030932
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 320221, LOS GATOS, CA 95032-0103

Mortgage

Document Number	0025030933
Date	Jul 16, 2021
Instrument	25030933

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	21475 SUMMIT RD, LOS GATOS, CA 95033-8400
Document Number	0023645324
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21475 SUMMIT RD LOS GATOS CA 950338400, LOS GATOS, CA 95033-8400

Mortgage

Document Number	0023645324
Date	May 10, 2017
Instrument	23645324

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21475 Summit Rd was $28,220 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Los Gatos Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,454,953 (+2%) Land $1,731,890 Building $723,063
2025	$28,220.00 Homeowner's exemption	$2,406,818 Land $1,697,932 Building $708,886
2023	$26,703.00 (+0.66%) Homeowner's exemption	$2,313,360 Land $1,632,000 Building $681,360
2022	$26,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21475 Summit Rd in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1986–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21475 Summit Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Cruzio, Etheric Networks, Frontier, Verizon.

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