21160 Summit Rd, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 21160 Summit Rd, Los Gatos, CA 95033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,055 sqft · built 1977
Lot Size	41.2 acres (1,796,981 sqft)
Owner	Individual Name on File
Last Sale	$2,850,000 (Jun 2025)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`091-071-10`

Property Details

APN / Parcel Number

Primary APN	`091-071-10`
Alternative APN	`091-071-10-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	3,055 sqft Living Area
Gross Area	3,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,796,981 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	824 sqft
Parking Spaces	3 Parking Spaces
Deck Area	921 sqft
Patio Area	921 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	21160 SUMMIT RD
City	LOS GATOS
State	CA
Zip	95033-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Subdivision	PM 13 39
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	2
Census Block	2006
Census Tract	120500

Owner

21160 Summit Rd is owned and occupied by an individual who bought it in June 2025.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Intrafamily Transfer, Transfer · Line of Credit SANTA CLARA COUNTY FCU
Nov 20, 2023	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Jun 24, 2021	Intrafamily Transfer, Transfer
Apr 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SANTA CLARA COUNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Nov 17, 2005 · Amount on File
Deed Document Number	202511300
Prior Transfer Date	Nov 15, 2023
Prior Transfer Doc	0000022367
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 20, 2023
Property Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500
Document Number	0000022365
Map Reference	VOL 13 PG 39
Instrument Date	Nov 15, 2023
Instrument	2023-0022365
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500

Mortgage

Document Number	0000022366
Date	Nov 20, 2023
Instrument	2023-0022366

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 20, 2023
Property Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500
Document Number	0000022367
Map Reference	VOL 13 PG 39
Instrument Date	Nov 15, 2023
Instrument	2023-0022367
Transaction Type	Transfer
Record Updated	Dec 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 24, 2021
Property Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500
Document Number	0000034460
Map Reference	VOL 13 PG 39
Instrument Date	Apr 30, 2021
Instrument	2021-0034460
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2020
Property Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500
Document Number	0000013206
Instrument Date	Apr 9, 2020
Instrument	13206
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21160 SUMMIT RD LOS GATOS CA 950338500, LOS GATOS, CA 95033-8500

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 17, 2020
Property Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500
Document Number	0000013204
Map Reference	VOL 13 PG 39
Instrument Date	Apr 9, 2020
Instrument	2020-0013204
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21160 SUMMIT RD, LOS GATOS, CA 95033-8500

Mortgage

Document Number	0000013205
Date	Apr 17, 2020
Instrument	2020-0013205

Lender

Name	SANTA CLARA COUNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21160 Summit Rd was $6,767 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Lakeside Joint Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,863,687 (+305.61%) Land $1,244,382 Building $619,305
2025	$6,767.00	$459,483 Land $169,281 Building $290,202
2023	$6,366.00 (-0.09%)	$441,641 Land $162,708 Building $278,933	$1,067,490
2022	$6,372.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21160 Summit Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1982–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21160 Summit Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless · Fiber in parts of the area	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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