21470 5th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21470 5th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,600 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (May 2022)
Tax Bill	$2,057 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R4538358`

Property Details

APN / Parcel Number

Primary APN	`R4538358`
Alternative APN	`145926034`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Architectural Style	Modular
Lot Area	9,148 sqft (0.21 acres)
Terrain	Steep

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Municipal

Location & Zoning

Account Number	R4538358
Street Address	21470 5TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 34-36 BLOCK 26 PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	26
Legal Lot Number	34
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1214
Census Tract	300

Owner

21470 5th Ave is owned by an individual who bought it in May 2022.

Source: Routt County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9, PHIPPSBURG, CO 80469-0009
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on File
Deed Sale	May 6, 2022 · Amount on File
Deed Document Number	2022837135
Prior Transfer Date	Aug 13, 2010
Prior Transfer Doc	702933
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	May 6, 2022
Property Address	21470 5TH AVE, PHIPPSBURG, CO 80469-5038
Document Number	0000837135
Instrument Date	Apr 26, 2022
Instrument	837135
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21470 5TH AVENUE, 21470, MORRISON, CO 80465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6632, AVON, CO 81620-6632

Mortgage

Document Number	0000837136
Date	May 6, 2022
Instrument	837136

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Mortgage

Document Number	0000837137
Date	May 6, 2022
Instrument	837137

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 21470 5th Ave was $2,057, up 43% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,057.00 (+43.05%)	$31,730 (+51.67%) Land $6,700 Building $25,030	$450,000 (+44.14%) Land $95,000 Building $355,000
2024	$1,438.00 (+0.28%)	$20,920 (-) Land $4,560 Building $16,360	$312,200 (-) Land $68,020 Building $244,180
2023	$1,434.00 (+18.91%)	$20,920 (+31.49%) Land $4,560 Building $16,360	$312,200 (+36.37%) Land $68,020 Building $244,180
2022	$1,206.00	$15,910 Land $3,060 Building $12,850	$228,940 Land $44,000 Building $184,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21470 5th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21470 5th Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th Ave

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