21440 5th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21440 5th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,462 sqft · built 1980
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (May 2007)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R4535098`

Property Details

APN / Parcel Number

Primary APN	`R4535098`
Alternative APN	`145926027`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
Gross Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Architectural Style	Modular
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R4535098
Street Address	21440 5TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 27-30 BLOCK 26 PHIPPSBURG TOTAL: 0.28 AC
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	26
Legal Lot Number	27
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1214
Census Tract	300

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 222, PHIPPSBURG, CO 80469-0222
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF COLORADO
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2007 · Amount on Record
Deed Sale	May 30, 2007 · Amount on Record
Deed Document Number	2007657919
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21440 5TH AVE, PHIPPSBURG, CO 80469-5038
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	826260
Date	Jun 24, 2021
Instrument	826260

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21440 5TH AVE, PHIPPSBURG, CO 80469-5038
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	791516
Date	Jul 11, 2018
Instrument	791516

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21440 5TH AVE, PHIPPSBURG, CO 80469-5038
Transaction Type	Mortgage
Record Updated	Sep 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	802057
Date	Aug 14, 2019
Instrument	802057

Lender

Name	CREDIT UNION OF COLORADO
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00 (+35.73%)	$38,960 (+43.87%) Land $7,760 Building $31,200	$552,580 (+36.73%) Land $110,000 Building $442,580
2024	$1,861.00 (+0.27%)	$27,080 (-) Land $5,900 Building $21,180	$404,140 (-) Land $88,020 Building $316,120
2023	$1,856.00 (+23.57%)	$27,080 (+36.7%) Land $5,900 Building $21,180	$404,140 (+41.76%) Land $88,020 Building $316,120
2022	$1,502.00	$19,810 Land $3,540 Building $16,270	$285,080 Land $51,000 Building $234,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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