21456 5th Ave, Phippsburg, CO 80469 Property Records

Routt County property record for 21456 5th Ave, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 1997
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$278,500 (Jul 2017)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8163018`

Property Details

APN / Parcel Number

Primary APN	`R8163018`
Alternative APN	`145926031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	1,770 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	9,148 sqft (0.21 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R8163018
Street Address	21456 5TH AVE
City	PHIPPSBURG
State	CO
Zip	80469-5038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 31-33 BLK 26 PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	26
Legal Lot Number	31
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1214
Census Tract	300

Owner

21456 5th Ave is owned by an individual who bought it in July 2017.

Source: Routt County records, as of March 27, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 339, PHIPPSBURG, CO 80469-0339
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Deed Document Number	2017781628
Prior Transfer Date	Nov 14, 2008
Prior Transfer Doc	680578
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROUTT CO
Property Address	21456 5TH AVE, PHIPPSBURG, CO 80469-5038
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000834598
Date	Feb 11, 2022
Instrument	834598

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	Jul 25, 2017
Property Address	21456 5TH AVE, PHIPPSBURG, CO 80469-5038
Document Number	781628
Instrument Date	Jul 21, 2017
Instrument	781628
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 882474, STEAMBOAT SPRINGS, CO 80488-2474

Mortgage

Document Number	781629
Date	Jul 25, 2017
Instrument	781629

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21456 5th Ave was $2,681, up 4% from the year before.

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+4%)	$41,350 (+48.42%) Land $6,700 Building $34,650	$586,490 (+41.02%) Land $95,000 Building $491,490
2024	$1,915.00 (+0.26%)	$27,860 (-) Land $4,730 Building $23,130	$415,880 (-) Land $70,660 Building $345,220
2023	$1,910.00 (+14.37%)	$27,860 (+26.46%) Land $4,730 Building $23,130	$415,880 (+31.19%) Land $70,660 Building $345,220
2022	$1,670.00	$22,030 Land $3,060 Building $18,970	$317,010 Land $44,000 Building $273,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21456 5th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21456 5th Ave is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 52% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th Ave

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