2147 Mountain River Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 2147 Mountain River Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,897 sqft · built 2022
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on Record
Last Sale	$2,350,000 (Dec 2024)
Tax Bill	$8,104 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`94331-08-005`

Property Details

APN / Parcel Number

Primary APN	`94331-08-005`
Alternative APN	`R1617824`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,897 sqft Living Area
Basement Area	2,880 sqft
Finished Basement	2,148 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Garage Type	Attached
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1617824
Street Address	2147 MOUNTAIN RIVER RD
City	BERTHOUD
State	CO
Zip	80513-8484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, MOUNTAIN RIVER RANCH ESTATES CONSERVATION DEVELOPMENT (2002052932)
Legal Quarter	NE
Legal Subdivision	MOUNTAIN RIVER RANCH ESTATES
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1030
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2147 MOUNTAIN RIVER RD, BERTHOUD, CO 80513-8484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Feb 9, 2022	Special Warranty Deed, Transfer NOT AVAILABLE, GUARANTEED TITLE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024 · Amount on Record
Deed Sale	Dec 31, 2024 · Amount on Record
Prior Sale	Feb 9, 2022 · Amount on Record
Deed Document Number	20240056293
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	2147 MOUNTAIN RIVER RD, BERTHOUD, CO 80513-8484
Transaction Type	Mortgage
Record Updated	Mar 15, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 INDIAN PAINTBRUSH LN, LONGMONT, CO 80503-7518

Mortgage

Document Number	0000058153
Date	Sep 23, 2022
Instrument	20220058153

Lender

Name	FIRSTBANK
Type	Bank
Address	DENVER, CO 80215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Feb 9, 2022
Property Address	2147 MOUNTAIN RIVER RD, BERTHOUD, CO 80513-8484
Document Number	0000009286
Map Reference	DOC 2002052932
Instrument Date	Feb 7, 2022
Instrument	20220009286
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	NOT AVAILABLE, GUARANTEED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1313 INDIAN PAINTBRUSH LN, LONGMONT, CO 80503-7518

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,104.00 (+162.95%)	$88,419 (+118.2%) Land $34,375 Building $54,044	$1,414,700 (+133.91%) Land $550,000 Building $864,700
2023	$3,082.00 (+193.8%)	$40,522 (+233.16%) Land $36,850 Building $3,672	$604,800 (+245.6%) Land $550,000 Building $54,800
2022	$1,049.00	$12,163 Land $12,163	$175,000 Land $175,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 73% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITTLE THOMPSON WD serves 25,654 people · EPA ID CO0135477
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
Hilltop Broadband Fixed Wireless	50 / 15
Rise Broadband Fixed Wireless	50 / 10

May also be available: AT&T, CenturyLink, Xfinity.

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