2145 Francesco Cir, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2145 Francesco Cir, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,491 sqft · built 1997
Lot Size	0.063 acres (2,744 sqft)
Owner	Individual Name on File
Last Sale	$265,500 (May 1997)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-541-11`

Property Details

APN / Parcel Number

Primary APN	`034-541-11`
Alternative APN	`034-541-11-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,491 sqft Living Area
Gross Area	1,907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,744 sqft (0.063 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2145 FRANCESCO CIR
City	CAPITOLA
State	CA
Zip	95010-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1398 LOT 11
Legal Subdivision	CLARES/WHARF SITE TR 1398
Legal Tract	1398
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3006
Census Tract	121701

Owner

2145 Francesco Cir is owned and occupied by an individual who acquired it in March 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2145 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 29, 2021	Intrafamily Transfer, Transfer AMROCK LLC
Aug 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 1997 · Amount on File
Deed Sale	May 13, 1997 · Amount on File
Deed Document Number	199721237
Last Transfer Date	Mar 11, 2021
Transfer Doc	0000024622
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2021
Property Address	2145 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Document Number	0000024622
Map Reference	VOL 91 PG 12
Instrument Date	Mar 11, 2021
Instrument	2021-0024622
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 FRANCESCO CIR, CAPITOLA, CA 95010-2078

Mortgage

Document Number	0000024623
Date	Apr 29, 2021
Instrument	2021-0024623

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2021
Property Address	2145 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Document Number	0000024624
Map Reference	VOL 91 PG 12
Instrument Date	Mar 11, 2021
Instrument	2021-0024624
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 FRANCESCO CIR, CAPITOLA, CA 95010-2078

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 30, 2019
Property Address	2145 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Document Number	0000025729
Instrument Date	Jul 23, 2019
Instrument	25729
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2145 FRANCESCO CIR CAPITOLA CA 950102078, CAPITOLA, CA 95010-2078

Tax Assessment & Valuation

The 2025 property tax bill for 2145 Francesco Cir was $6,039 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,952 (+2%) Land $191,048 Building $230,904
2025	$6,039.00 Homeowner's exemption	$413,679 Land $187,302 Building $226,377
2023	$5,428.00 (+1.69%) Homeowner's exemption	$397,615 Land $180,029 Building $217,586	$1,384,920
2022	$5,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2145 Francesco Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2145 Francesco Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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