2155 Francesco Cir, Capitola, CA 95010 Property Records

Santa Cruz County property record for 2155 Francesco Cir, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,491 sqft · built 1997
Lot Size	0.063 acres (2,744 sqft)
Owner	2 Individual Names on File
Last Sale	$1,649,000 (Jul 2022)
Tax Bill	$20,902 (2025)
Deeds & Mortgages	Jul 2022 Sale Jul 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-541-13`

Property Details

APN / Parcel Number

Primary APN	`034-541-13`
Alternative APN	`034-541-13-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,491 sqft Living Area
Gross Area	1,907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,744 sqft (0.063 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2155 FRANCESCO CIR
City	CAPITOLA
State	CA
Zip	95010-2078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1398 LOT 13
Legal Subdivision	CLARES/WHARF SITE TR 1398
Legal Tract	1398
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	3
Census Block	3006
Census Tract	121701

Owner

2155 Francesco Cir is owned by two individuals who bought it in July 2022.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2411 HECATE PL, SAN JOSE, CA 95124-3311
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 2, 2020	Grant Deed, Transfer · Line of Credit CONNEXUS CU
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2022 · Amount on File
Deed Sale	Jul 7, 2022 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	202220006
Prior Transfer Date	Jun 29, 2015
Prior Transfer Doc	0000027507
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 7, 2022
Property Address	2155 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Document Number	0000020006
Map Reference	VOL 91 PG 12
Instrument Date	Jun 30, 2022
Instrument	2022-0020006
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,813.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2411 HECATE PL, SAN JOSE, CA 95124-3311

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 2, 2020
Property Address	2155 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Document Number	0000023826
Map Reference	VOL 91 PG 12
Instrument Date	Jun 25, 2020
Instrument	2020-0023826
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2155 FRANCESCO CIR, CAPITOLA, CA 95010-2078

Mortgage

Document Number	0000023828
Date	Jul 2, 2020
Instrument	2020-0023828

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	2155 FRANCESCO CIR, CAPITOLA, CA 95010-2078
Document Number	0000023828
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 S HAMILTON ST #705 MADISON WI 537034187, 705, MADISON, WI 53703-4187

Mortgage

Document Number	0000023828
Date	Jul 2, 2020
Instrument	23828

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2155 Francesco Cir was $20,902.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,749,932 (+2%) Land $1,379,570 Building $370,362
2025	$20,902.00	$1,715,620 Land $1,352,520 Building $363,100
2023	$19,132.00 (+40.65%)	$1,649,000 Land $1,300,000 Building $349,000	$1,446,840
2022	$13,603.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2155 Francesco Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2155 Francesco Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 752 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon, Xfinity.

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